A BOWLES LTD

💤Zombieactive
11602201 · ltd · incorporated 2018-10-03
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Oct 2024
Net worth
book net assets
Opportunity
71/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Oct 2023Oct 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · IFRS
Metric2024-10-312023-10-31
Average employees100100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (9 events)Click to expand
  1. 2025-07-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-07-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-06-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-05-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2021-05-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2020-01-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2018-10-03
    🏢
    Company incorporated
    As A BOWLES LTD
  8. 2018-10-03
    BOWLES, Andrew appointed
    director
  9. 2018-10-03
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

95/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "BOWLES" — strong identity link between founder and business.
  • +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Andrew Bowles
Individual · British · DOB 03/1978 · age 48
75100%
75–100%board control75-100% shares · 75-100% voting · board control03/10/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · NR postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
A C STEPHENSON FS LTD
13629932 · est 2021 · no financials extracted
4y
AA ASSET GROUP LTD
16318224 · est 2025 · no financials extracted
1y
ABUNDANT VENTURES LTD.
12542276 · est 2020 · no financials extracted
6y
ACTIVE MORTGAGE SOLUTIONS (EAST ANGLIA) LIMITED
05332640 · est 2005 · no financials extracted
21y
ADA17
12412248 · est 2020 · no financials extracted
6y
ADAM BAGLEY FINANCIAL PLANNING LTD
11380606 · est 2018 · no financials extracted
7y
ADB ASSOCIATES LIMITED
16653560 · est 2025 · no financials extracted
ADVANCED RENT LIMITED
07748894 · est 2011 · no financials extracted
14y
AEJ TRADING LIMITED
16857511 · est 2025 · no financials extracted
AGL MORTGAGE & PROTECTION LTD
12270095 · est 2019 · no financials extracted
6y
AGRICULTURAL ASSET MANAGEMENT LIMITED
08953424 · est 2014 · no financials extracted
12y
AH JAMES FINANCIAL LIMITED
11143444 · est 2018 · no financials extracted
8y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-10-03
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies

Registered office

9 Stone Road
Norwich
NR3 2JZ
United Kingdom

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-09-26
Last: 2025-09-12

Officers (1 active · 0 resigned)

BOWLES, Andrew
director · ~48y · appointed 2018-10-03
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (14 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-19
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-24
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-04
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-24
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-26
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-09
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-04
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-08
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-21
accounts-with-accounts-type-micro-entity
accounts · AA
2020-01-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-10-15
incorporation-company
incorporation · NEWINC
2018-10-03