221 COMMERCIAL LTD
- 70229Management consultancy activities other than financial management
- 98000Residents property management
Opportunity 73/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 3.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~3.8 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £144 | £34.7k |
| Current assets | £10.7k | £55.2k |
| Net assets | £144 | £34.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Corporate timeline (16 events)Click to expand
- 2025-10-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-10-18📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-09-30📄gazette-notice-compulsorygazette · GAZ1
- 2024-10-08📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-10-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-01📄gazette-notice-compulsorygazette · GAZ1
- 2023-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-19🔒Charge registered #1Lender: Nationwide Finance Limited
- 2021-08-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-07-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-10-24🏢Company incorporatedAs 221 COMMERCIAL LTD
- 2018-10-24➕ALLEN, Stuart appointeddirector
- 2018-10-24📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stuart Allen Individual · British · DOB 05/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 24/10/2018 |
1 historic (ceased) PSC
- Mrs Tracy Allenceased 01/08/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Nationwide Finance Nationwide Finance Limited | A registered charge | 7 properties | 19/07/2022 | — |