ALBERT FAMILY INVESTMENTS LTD

🏛️Establishedactive

11649692 · ltd · incorporated 2018-10-30

Investment thesis

Unencumbered property vehicle — clean asset-backed target with refinance headroom.

Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.

Why risky: Values depend on title and valuation; property-specific market exposure.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Oct 2024

Net worth

£-16.4k

book net assets

Opportunity

76/100

Strong

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What this business does

Primary activity: Activities of open-ended investment companies

Sector: Financial & insurance

ALSO REGISTERED FOR

66120Security and commodity contracts dealing activities
68100Buying and selling of own real estate
68209Other letting and operating of own or leased real estate

Investor take

Pass (distressed without resilience)

Distressed active trading company — structural issues outweigh the discount.

Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 4 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

8 connected companies via shared directors

Filing history

22 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

76/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Negative net assets

Liabilities exceed assets by £16,412

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

-£16k

↑ 12% YoY

Current Assets

£41k

↓ 23% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2024-10-31	2023-10-31
Total assets	£-9.7k	£-10.1k
Current assets	£40.5k	£52.3k
Net assets	£-16.4k	£-18.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (17 events)Click to expand

2025-07-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-17
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-07-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-07-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-04-16
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-04-14
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-04-14
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-04-14
📄
change-person-director-company-with-change-date
officers · CH01
2020-04-14
📄
change-person-director-company-with-change-date
officers · CH01
2019-09-17
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2019-09-17
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2018-10-30
🏢
Company incorporated
As ALBERT FAMILY INVESTMENTS LTD
2018-10-30
➕
ALBERT, Benjamin Elliot appointed
director
2018-10-30
➕
ALBERT, David Jonathan appointed
director
2018-10-30
📄
incorporation-company
incorporation · NEWINC

Owner dependency

94/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "ALBERT" — strong identity link between founder and business.
+Senior director age: Director aged approximately 63 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
+No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

56/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr David Jonathan Albert Individual · British · DOB 03/1963 · age 63	25–50%	25–50%	25-50% shares · 25-50% voting	30/10/2018
Mr Benjamin Elliot Albert Individual · British · DOB 07/1996 · age 30	25–50%	25–50%	25-50% shares · 25-50% voting	30/10/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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ALWYN PHILLIPS TRADING LIMITED→ 08653153 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
ALYASSIRICAR LIMITED→ 16637843 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AMADEUS FINANCIAL SERVICES LTD→ 13707355 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
AMAR ENTERPRISES LIMITED→ 02411415 · est 1989 · no financials extracted	—	—	—	—	36y	—	—
AMAZING MORTGAGE SOLUTIONS LIMITED→ 15454058 · est 2024 · no financials extracted	—	—	—	—	2y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2018-10-30

Jurisdictionengland-wales

Primary SIC64304 — Activities of open-ended investment companies

Registered office

32 Byron Hill Road

Harrow On The Hill

Middx

HA2 0HY

United Kingdom

Filing status

Accounts

Next due: 2026-07-31

Last made up to: 2024-10-31

Confirmation statement

Next due: 2027-04-23

Last: 2026-04-09

Officers (2 active · 0 resigned)

ALBERT, Benjamin Elliot→

director · ~30y · appointed 2018-10-30

View their other companies + combined net worth →

Active

ALBERT, David Jonathan→

director · ~63y · appointed 2018-10-30

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.