ABOVE-ONE LTD
- · Oldest live charge 4.9y old — refinance window within 12 months
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 4.9y
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~4.9 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (26 events)Click to expand
- 2025-09-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-11-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-06🔒Charge registered #3Lender: Rx Bridge Limited
- 2023-11-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-20📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-10-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-31📄resolutionresolution · RESOLUTIONS
- 2021-07-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-17🔒Charge registered #2Lender: Wesleyan Bank Limited
- 2021-07-17🔒Charge registered #1Lender: Wesleyan Bank Limited
- 2021-05-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-04➕OWOLABI, Ayodele Rufus appointeddirector
- 2020-07-04➖OWOLABI, Ayodele Rufus resignedsecretary
- 2020-07-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-07-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-07-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-07-04📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2018-11-13🏢Company incorporatedAs ABOVE-ONE LTD
- 2018-11-13➕OWOLABI, Tolulope Oluwayemisi appointeddirector
- 2018-11-13➕OWOLABI, Ayodele Rufus appointedsecretary
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ayodele Rufus Owolabi Individual · British · DOB 03/1979 · age 47 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 04/07/2020 |
Mrs Tolulope Oluwayemisi Owolabi Individual · British · DOB 05/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 13/11/2018 |
1 historic (ceased) PSC
- Mr Rufus Rufus Owolabiceased 18/12/2018· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Rx Bridge Rx Bridge Limited | A registered charge | 3 properties | 06/02/2024 | — | |
| outstanding | Wesleyan Bank Wesleyan Bank Limited | A registered charge | — | 17/07/2021 | — | |
| outstanding | Wesleyan Bank Wesleyan Bank Limited | A registered charge | — | 17/07/2021 | — |