ALTUM HOLDINGS (UK) LIMITED
🏛️Establishedactive
11714622 · ltd · incorporated 2018-12-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2023
Net worth
£-519.7k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 3.5y
60/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~3.5 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 7 with DOB)
90
Ownership & PSC
0 active PSC(s) of 5 total, 5 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £519,652
Key financials
1 year extracted from filed iXBRL accountsCash
£28k
Net Worth
-£520k
Current Assets
£4.5m
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2023-12-31 |
|---|---|
| Total assets | £-519.7k |
| Current assets | £4.47M |
| Cash | £27.9k |
| Debtors | £373.1k |
| Net assets | £-519.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2025-07-07📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-04-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-11🔒Charge registered #3Lender: Santander UK PLC as Security Agent
- 2025-04-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-02🔒Charge registered #2Lender: Santander UK PLC as Security Agent
- 2024-09-09📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-01-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-11📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2023-09-12📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-01-24📄memorandum-articlesincorporation · MA
- 2023-01-24📄memorandum-articlesincorporation · MA
- 2023-01-20📄resolutionresolution · RESOLUTIONS
- 2023-01-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-11🔒Charge registered #1Lender: Tenzing Private Equity LLP as Security Agent
- 2022-12-16📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2022-12-16📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-12-16📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-12-16📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-12-13📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2022-12-01📍move-registers-to-registered-office-company-with-new-addressaddress · AD04
- 2022-11-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-11-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-11-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-11-07➕NEWTON, Michael Robert appointeddirector
- 2022-11-07➕PARKIN, Richard Michael appointeddirector
- 2022-11-07➕SPUNT, Angelina Claire appointeddirector
- 2022-11-07➖COUPPEY, Zena resigneddirector
- 2022-11-07➖DALEY, Spencer John resigneddirector
- 2020-12-22➕COUPPEY, Zena appointeddirector
- 2020-12-22➖LYNCH, Owen Francis resigneddirector
- 2019-06-21➕DALEY, Spencer John appointeddirector
- 2019-06-21➖SMITH, Davinia Elaine resigneddirector
- 2018-12-06🏢Company incorporatedAs ALTUM HOLDINGS (UK) LIMITED
- 2018-12-06➕LYNCH, Owen Francis appointeddirector
- 2018-12-06➕SMITH, Davinia Elaine appointeddirector
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AMETHYST CAPITAL LIMITED→ 16868922 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| APOLLO PRIVATE WEALTH LTD→ 09976926 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| APPLETON MORTGAGES LIMITED→ 15807713 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AQA GLOBAL LIMITED→ 16899866 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARAMCO TRADING LIMITED→ 11912176 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ARAMCO VENTURES LIMITED→ 08878134 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ARBRA INVESTMENT MANAGEMENT LTD→ 15690057 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARBRA LIMITED→ 14419998 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ARBRA WEALTH MANAGEMENT LTD→ 14727710 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ARCHALEON CAPITAL LIMITED→ 17075425 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-12-06
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Wogan House
99 Great Portland Street
London
W1W 7NY
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-19
Last: 2025-12-05
Officers (3 active · 4 resigned)
NEWTON, Michael Robert→
Activedirector · ~50y · appointed 2022-11-07
View their other companies + combined net worth →
PARKIN, Richard Michael→
Activedirector · ~42y · appointed 2022-11-07
View their other companies + combined net worth →
SPUNT, Angelina Claire→
Activedirector · ~49y · appointed 2022-11-07
View their other companies + combined net worth →
COUPPEY, Zena→
Resigneddirector · ~45y · appointed 2020-12-22 · resigned 2022-11-07
DALEY, Spencer John→
Resigneddirector · ~50y · appointed 2019-06-21 · resigned 2022-11-07
LYNCH, Owen Francis→
Resigneddirector · ~67y · appointed 2018-12-06 · resigned 2020-12-22
SMITH, Davinia Elaine→
Resigneddirector · ~48y · appointed 2018-12-06 · resigned 2019-06-21
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Santander Santander UK PLC as Security Agent | A registered charge | — | 11/04/2025 | — | |
| outstanding | Santander Santander UK PLC as Security Agent | A registered charge | — | 02/01/2025 | — | |
| outstanding | Tenzing Private Equity as Security Agent Tenzing Private Equity LLP as Security Agent | A registered charge | — | 11/01/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (50 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-17
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-07-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-09-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-13
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2023-12-11
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-09-12
memorandum-articles
incorporation · MA
2023-01-24
memorandum-articles
incorporation · MA
2023-01-24
resolution
resolution · RESOLUTIONS
2023-01-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-01-12