3 BEARS INVESTMENTS LTD
🏛️Establishedactive
11838254 · ltd · incorporated 2019-02-20
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 65/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 6.2y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
3
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 officers
Last 180 days
5
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2026-03-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-18➖CHHOKAR, Inderjeet Singh resigneddirector
- 2026-02-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-04🔒Charge registered #5Lender: Paragon Bank PLC
- 2025-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-24🔒Charge registered #4Lender: Paragon Bank PLC
- 2023-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-29🔒Charge registered #3Lender: Paragon Bank PLC
- 2023-01-04📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2022-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-20🔒Charge registered #2Lender: Charter Court Financial Services Limited
- 2021-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-13📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2021-02-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-02-29🔒Charge registered #1Lender: Charter Court Financial Services Limited
- 2020-02-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-07-29📄change-person-director-company-with-change-dateofficers · CH01
- 2019-02-21➕CHHOKAR, Inderjeet Singh appointeddirector
- 2019-02-21➖CHHOKAR, Inderjeet Singh resigneddirector
- 2019-02-20🏢Company incorporatedAs 3 BEARS INVESTMENTS LTD
- 2019-02-20➕CHHOKAR, Mandeep Singh appointeddirector
- 2019-02-20➕RAI, Amit appointeddirector
- 2019-02-20➕CHHOKAR, Inderjeet Singh appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mandeep Singh Chhokar Individual · British · DOB 01/1980 · age 46 | 25–50% | — | 25-50% shares | 20/02/2019 |
Mr Amit Rai Individual · British · DOB 01/1980 · age 46 | 25–50% | — | 25-50% shares | 20/02/2019 |
1 historic (ceased) PSC
- Mr Inderjeet Singh Chhokarceased 18/03/2026· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 01FUTR LIMITED→ 15077776 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1000 INVESTMENTS LTD→ 12750363 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 102 LOWDELL CLOSE LTD→ 15890724 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 14 FROGMORE CLOSE LIMITED→ 17047780 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 17 TO 20 BARN CLOSE FREEHOLD LIMITED→ 10211471 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 17 WOODCHURCH ROAD LIMITED→ 15241106 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 241 SHAKESPEARE LTD→ 15474127 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 29 FOLLY HOUSE LTD→ 11759963 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 3 FARROWS LIMITED→ 16123623 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 3 SEED INVESTMENTS LIMITED→ 12907501 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 3 SIXTY HORIZON LTD→ 16674423 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 303 PR PROPERTY LIMITED→ 13943962 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-02-20
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Violet House -248a Balmoral Drive
Hayes
UB4 8DG
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-05-06
Last: 2026-04-22
Officers (2 active · 2 resigned)
CHHOKAR, Mandeep Singh→
Activedirector · ~46y · appointed 2019-02-20
View their other companies + combined net worth →
Active
CHHOKAR, Inderjeet Singh→
Resigneddirector · ~48y · appointed 2019-02-21 · resigned 2026-03-18
CHHOKAR, Inderjeet Singh→
Resigneddirector · ~45y · appointed 2019-02-20 · resigned 2019-02-21
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 04/02/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 24/07/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 29/09/2023 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 20/06/2022 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 29/02/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (31 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-22
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-19
termination-director-company-with-name-termination-date
officers · TM01
2026-03-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-10
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-17
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2023-01-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-02