8ON HOLDINGS LTD
🏛️Establishedactive
11867182 · ltd · incorporated 2019-03-07
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£251.7k
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 67/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
23 live charges · 8 lenders · oldest 6.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 6.9 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
23 charges (23/23 with lender, 23/23 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
62 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £251,681
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£252k
↑ 19% YoY
Current Assets
£24k
↑ 428% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £2.14M | £2.49M |
| Current assets | £24.1k | £4.6k |
| Net assets | £251.7k | £211.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
4
filings
- • 4 mortgage
Last 90 days
5
filings
- • 4 mortgage
- • 1 confirmation-statement
Last 180 days
5
filings
- • 4 mortgage
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (48 events)Click to expand
- 2026-05-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-22🔒Charge registered #23Lender: Chl Mortgages for Intermediaries Limited
- 2026-04-22🔒Charge registered #22Lender: Chlmortgages for Intermediaries Limited
- 2026-04-22🔒Charge registered #21Lender: Chlmortgages for Intermediaries Limited
- 2026-04-22🔒Charge registered #20Lender: Chl Mortgages for Intermediaries Limited
- 2025-09-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-02🔒Charge registered #19Lender: Chetwood Financial Limited Trading as Moda Mortgages
- 2025-08-20🔒Charge registered #18Lender: Chetwood Financial Limited Trading as Moda Mortgages
- 2025-08-19🔒Charge registered #17Lender: Chetwood Financial Limited Trading as Moda Mortgages
- 2025-08-15🔒Charge registered #16Lender: Chetwood Financial Limited Trading as Moda Mortgages
- 2025-07-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-06-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-05-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-05-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-16📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-13🔒Charge registered #15Lender: Charter Court Financial Services Limited (Trading as Precise Mortgages)
- 2022-10-13🔒Charge registered #14Lender: Charter Court Financial Services Limited (Trading as Precise Mortgages)
- 2021-07-19🔒Charge registered #13Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2021-05-21🔒Charge registered #12Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2021-01-29🔒Charge registered #11Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2020-09-30🔒Charge registered #10Lender: The Mortgage Lender Limited
- 2020-08-21🔒Charge registered #9Lender: Kensington Mortgage Company Limited
- 2020-08-04🔒Charge registered #8Lender: Kensington Mortgage Company Limited
- 2020-06-26🔒Charge registered #7Lender: Paragon Bank PLC
- 2019-12-18🔒Charge registered #6Lender: Paragon Bank PLC
- 2019-07-30🔒Charge registered #5Lender: Paragon Bank PLC
- 2019-07-10🔒Charge registered #4Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2019-07-10🔒Charge registered #3Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2019-07-10🔒Charge registered #2Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2019-06-28🔒Charge registered #1Lender: Paragon Bank PLC
- 2019-03-07🏢Company incorporatedAs 8ON HOLDINGS LTD
- 2019-03-07➕AYTON, Christopher Mark appointeddirector
- 2019-03-07➕AYTON, Samantha Ella appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 low8 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-04-22: A registered charge; 2026-04-22: A registered charge; 2026-04-22: A registered charge
23 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Samantha Ella Ayton Individual · British · DOB 06/1976 · age 50 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 07/03/2019 |
Mr Christopher Mark Ayton Individual · British · DOB 06/1971 · age 55 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 07/03/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · OL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 225 OLDHAM ROAD LIMITED→ 07193834 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| 23TEN PROPERTIES LTD→ 12615032 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 2H REAL ESTATE LIMITED→ 13045258 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 5 PILLAR INVESTMENTS LIMITED→ 15358516 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 5 RUN LIMITED→ 15137094 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 803 CASTLETON LTD→ 16945676 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 95THESQUARE LIMITED→ 12232363 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 97 SHAKESPEARE WALK LIMITED→ 07420122 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| A.B. REALTY LIMITED→ 12271936 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A2D PROJECTS LTD→ 13970940 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| A3S INVESTMENTS LTD→ 09539066 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| AAA PROPERTIES & BUILDERS LTD→ 14381164 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-03-07
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
141-143 Union Street
Oldham
OL1 1TE
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-23
Last: 2026-04-09
Officers (2 active · 0 resigned)
AYTON, Christopher Mark→
Activedirector · ~55y · appointed 2019-03-07
View their other companies + combined net worth →
AYTON, Samantha Ella→
Activedirector · ~50y · appointed 2019-03-07
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
23
Total charges
23
Outstanding
7
Active lenders
Status:Lender:23 of 23 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Chl Mortgages for Intermediaries Chl Mortgages for Intermediaries Limited | A registered charge | 1 property | 22/04/2026 | — | |
| outstanding | Chlmortgages for Intermediaries Chlmortgages for Intermediaries Limited | A registered charge | 1 property | 22/04/2026 | — | |
| outstanding | Chlmortgages for Intermediaries Chlmortgages for Intermediaries Limited | A registered charge | 1 property | 22/04/2026 | — | |
| outstanding | Chl Mortgages for Intermediaries Chl Mortgages for Intermediaries Limited | A registered charge | 1 property | 22/04/2026 | — | |
| outstanding | Chetwood Financial Trading as Moda Mortgages Chetwood Financial Limited Trading as Moda Mortgages | A registered charge | 1 property | 02/09/2025 | — | |
| outstanding | Chetwood Financial Trading as Moda Mortgages Chetwood Financial Limited Trading as Moda Mortgages | A registered charge | 1 property | 20/08/2025 | — | |
| outstanding | Chetwood Financial Trading as Moda Mortgages Chetwood Financial Limited Trading as Moda Mortgages | A registered charge | 1 property | 19/08/2025 | — | |
| outstanding | Chetwood Financial Trading as Moda Mortgages Chetwood Financial Limited Trading as Moda Mortgages | A registered charge | 1 property | 15/08/2025 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited (Trading as Precise Mortgages) | A registered charge | 1 property | 13/10/2022 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited (Trading as Precise Mortgages) | A registered charge | 1 property | 13/10/2022 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 19/07/2021 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 21/05/2021 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 29/01/2021 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 30/09/2020 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 21/08/2020 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 04/08/2020 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 26/06/2020 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 18/12/2019 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 30/07/2019 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 10/07/2019 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 10/07/2019 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 10/07/2019 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 28/06/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (62 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-02
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-08
change-person-director-company-with-change-date
officers · CH01
2025-05-07
change-person-director-company-with-change-date
officers · CH01
2025-05-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-07