AAG PROPERTY LIMITED
🏛️Establishedactive
11886380 · ltd · incorporated 2019-03-18
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-28.1k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68201Renting and operating of Housing Association real estate
- 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 2.4y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 2.4 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £28,144
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£28k
↓ 133% YoY
Current Assets
£4k
↓ 47% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-17 | 2024-03-17 |
|---|---|---|
| Total assets | £24.6k | £28.5k |
| Current assets | £4.3k | £8.1k |
| Net assets | £-28.1k | £-12.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
- 2025-12-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-20🔒Charge registered #1Lender: Kensington Mortgage Company Limited
- 2023-07-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-05-15📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-05-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-04-05📄change-person-director-company-with-change-dateofficers · CH01
- 2019-04-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-03-18🏢Company incorporatedAs AAG PROPERTY LIMITED
- 2019-03-18➕GRAHAM, Andrew appointeddirector
- 2019-03-18➕GRAHAM, Arran appointeddirector
- 2019-03-18📄incorporation-companyincorporation · NEWINC
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Graham Individual · British · DOB 02/1967 · age 59 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control · firm interest | 18/03/2019 |
Mr Arran Graham Individual · British · DOB 08/1990 · age 36 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/03/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · TS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 2KBH PROPERTIES LTD→ 15369370 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 462 PROPERTY HOLDINGS LTD→ 17121612 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 89 BOROUGH ROAD LETTINGS (NE) LTD→ 16911496 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A A F PROPERTIES LTD→ 12094715 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A&C COMMERCIAL LTD→ 15926442 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AA PROPERTY RENTALS LTD→ 16570427 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AA&T ESTATES LIMITED→ 15608710 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AAA HOLDINGS NE LTD→ 15813748 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AARIS PROPERTY LTD→ 15659229 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AARNA PROPERTIES LIMITED→ 13805336 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AB LETTINGS LIMITED→ 12842612 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AB PROPERTY SERVICES (NE) LIMITED→ 12524235 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-03-18
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Andrew 3 Coach House Mews
Normanby
Middlesbrough
TS6 0HE
United Kingdom
Filing status
Accounts
Next due: 2026-12-17
Last made up to: 2025-03-17
Confirmation statement
Next due: 2026-07-21
Last: 2025-07-07
Officers (2 active · 0 resigned)
GRAHAM, Andrew→
Activedirector · ~59y · appointed 2019-03-18
View their other companies + combined net worth →
GRAHAM, Arran→
Activedirector · ~36y · appointed 2019-03-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 20/12/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (20 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-15
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-18
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-11
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-07
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-03
accounts-with-accounts-type-micro-entity
accounts · AA
2021-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-29
accounts-with-accounts-type-micro-entity
accounts · AA
2021-01-04
change-account-reference-date-company-previous-shortened
accounts · AA01
2020-05-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-07