A & C ENTERPRISES LIMITED
Opportunity 69/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
5 live charges · 4 lenders · oldest 7.0y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 7.0 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £248.8k | £299.7k |
| Current assets | £14.0k | £6.8k |
| Net assets | £15.4k | £10.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (24 events)Click to expand
- 2025-07-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-22🔒Charge registered #5Lender: Nottingham Building Society
- 2021-10-15📄capital-allotment-sharescapital · SH01
- 2021-09-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-27🔒Charge registered #4Lender: Paragon Bank PLC
- 2021-05-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-12-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-09-29🔒Charge registered #3Lender: Precise Mortgages
- 2020-06-19📄mortgage-create-with-deedmortgage · MR01
- 2020-06-12📄mortgage-create-with-deedmortgage · MR01
- 2020-06-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-05-20🔒Charge registered #2Lender: Paragon Bank PLC
- 2020-03-23📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2019-12-19📄mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-datemortgage · MR01
- 2019-06-14🔒Charge registered #1Lender: Charter Court Financial Services Limited
- 2019-03-29🏢Company incorporatedAs A & C ENTERPRISES LIMITED
- 2019-03-29➕RICHARDS, Jonathan James appointeddirector
- 2019-03-29📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jonathan James Richards Individual · British · DOB 06/1976 · age 50 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 29/03/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · CF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & D PROPERTY RENTALS LIMITED→ 17097733 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| A & DK PROPERTIES LIMITED→ 12271928 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A2 INVESTMENTS LIMITED→ 04905878 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| AADAM IMANI MALAIKA INVESTMENTS LTD→ 16009877 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABSOLUTE PROPERTY MANAGEMENT SOLUTIONS LTD→ 08062130 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ACCENTRIC LIMITED→ 04160771 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| ACE ESSENTIAL SUPPLIES LIMITED→ 05554877 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ACJ PROPERTY LIMITED→ 04661322 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| ACKERS HOLDINGS LTD→ 10497750 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACORN DWELLINGS LIMITED→ 16639092 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACORN PROPERTY (SOUTH WALES) LIMITED→ 08255817 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ACORN PROPERTY LIMITED→ 10194822 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Nottingham Building Society | A registered charge | 1 property | 22/12/2021 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 27/08/2021 | — | |
| outstanding | Precise Mortgages | A registered charge | 1 property | 29/09/2020 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 20/05/2020 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 14/06/2019 | — |