IMS BROKERS LTD

🏛️Establishedactive
11927481 · ltd · incorporated 2019-04-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
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Turnover
year to Mar 2025
Net worth
£269.4k
book net assets
Opportunity
77/100
Strong
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -51% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £269,365
Net assets shrinking
Down £99,628 YoY
Cash draining
Cash down 51% YoY
Cash YoY
-51%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£50k
↓ 51% YoY
Net Worth
£269k
↓ 27% YoY
Current Assets
£281k
↓ 25% YoY
Current Liabilities
£0£75k£151k£226k£301k£377kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Total assets£269.4k£369.0k
Current assets£281.4k£376.6k
Cash£50.0k£102.8k
Debtors£231.4k£273.8k
Net assets£269.4k£369.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
  1. 2025-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-12-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-03-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-02-19
    📄
    capital-allotment-shares
    capital · SH01
  8. 2020-04-09
    📄
    capital-allotment-shares
    capital · SH01
  9. 2019-11-14
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2019-11-13
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2019-10-14
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  12. 2019-10-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2019-10-14
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  14. 2019-10-01
    BAILEY, Filiz appointed
    secretary
  15. 2019-10-01
    SHEFKET, Susan appointed
    director
  16. 2019-04-06
    BAILEY, Filiz Sevil Dilek appointed
    director
  17. 2019-04-05
    🏢
    Company incorporated
    As IMS BROKERS LTD
  18. 2019-04-05
    UMIT, Turul Osman, Mr. appointed
    director
  19. 2019-04-05
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

65/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr. Turul Osman Umit
Individual · British · DOB 02/1980 · age 46
75100%
75–100%board control75-100% shares · 75-100% voting · board control05/04/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2019-04-05
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

The Townhouse
114-116 Fore Street
Hertford
SG14 1AJ
United Kingdom

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-07
Last: 2025-09-23

Officers (4 active · 0 resigned)

BAILEY, Filiz
secretary · appointed 2019-10-01
View their other companies + combined net worth →
Active
BAILEY, Filiz Sevil Dilek
director · ~41y · appointed 2019-04-06
View their other companies + combined net worth →
Active
SHEFKET, Susan
director · ~67y · appointed 2019-10-01
View their other companies + combined net worth →
Active
UMIT, Turul Osman, Mr.
director · ~46y · appointed 2019-04-05
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (22 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-06
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-30
confirmation-statement-with-updates
confirmation-statement · CS01
2021-02-19
capital-allotment-shares
capital · SH01
2021-02-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-04-09
confirmation-statement-with-updates
confirmation-statement · CS01
2020-04-09