BREAKSPEARE PROPERTIES LIMITED
🏛️Establishedactive
11957567 · ltd · incorporated 2019-04-23
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 74/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
6 live charges · 2 lenders · oldest 6.6y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | — | £993.3k |
| Current assets | — | £4.5k |
| Cash | — | £4.3k |
| Debtors | — | £250 |
| Net assets | — | £41.9k |
| Average employees | 0 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 mortgage
Last 90 days
1
filing
- • 1 mortgage
Last 180 days
2
filings
- • 1 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-05-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-08🔒Charge registered #6Lender: Paragon Bank PLC
- 2026-01-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-27🔒Charge registered #5Lender: Paragon Bank PLC
- 2024-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-21🔒Charge registered #4Lender: Paragon Bank PLC
- 2023-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-07🔒Charge registered #3Lender: Lendinvest Btl Limited
- 2021-04-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-01-24🔒Charge registered #2Lender: Paragon Bank PLC
- 2019-10-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-10-25🔒Charge registered #1Lender: Lendinvest Btl Limited
- 2019-05-30📄capital-allotment-sharescapital · SH01
- 2019-04-23🏢Company incorporatedAs BREAKSPEARE PROPERTIES LIMITED
- 2019-04-23➕BREAKSPEARE, Jane appointedsecretary
- 2019-04-23➕BREAKSPEARE, Jane appointeddirector
- 2019-04-23➕BREAKSPEARE, Richard Michael appointeddirector
- 2019-04-23📄incorporation-companyincorporation · NEWINC
Owner dependency
89/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "BREAKSPEARE" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Richard Michael Breakspeare Individual · British · DOB 11/1968 · age 58 | — | 25–50% | board control25-50% voting · board control | 23/04/2019 |
Mrs Jane Breakspeare Individual · British · DOB 06/1967 · age 59 | — | 25–50% | board control25-50% voting · board control | 23/04/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · SK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1308 HOLDINGS LIMITED→ 15687054 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 136A/136B MAIN ROAD MANAGEMENT COMPANY LIMITED→ 06998215 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 13754 OIL & GAS ENGINEERING CONSULTING UK LIMITED→ 17062300 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 13BROCK LTD→ 13295117 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 143 MARKET STREET LIMITED→ 16761503 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 17 POSTING HOUSE LIMITED→ 11067414 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 1719 BEDREET LIMITED→ 16143082 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 18AT PROPERTY DEVELOPMENT LIMITED→ 13441779 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 1ST FOR BUY TO LET HOMES LTD→ 11059589 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 1ST FOR RENTAL HOMES LTD→ 10447801 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 1ST ROSSETTI INTERNATIONAL LTD→ 15780749 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 2 CAVENDISH VILLAS LIMITED→ 06402694 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-04-23
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
22 Thorngrove Road
Wilmslow
SK9 1DE
United Kingdom
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-06-14
Last: 2025-05-31
Officers (3 active · 0 resigned)
Active
BREAKSPEARE, Jane→
Activedirector · ~59y · appointed 2019-04-23
View their other companies + combined net worth →
BREAKSPEARE, Richard Michael→
Activedirector · ~58y · appointed 2019-04-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
6
Outstanding
2
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 08/05/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 27/03/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 21/07/2023 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 07/05/2021 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 24/01/2020 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 25/10/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (21 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-22