ADVISER SERVICES HOLDINGS LIMITED
- 66290Other activities auxiliary to insurance and pension funding
Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 5.6y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 5.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 |
|---|---|
| Average employees | 11200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (37 events)Click to expand
- 2025-09-30📄accounts-with-accounts-type-groupaccounts · AA
- 2025-06-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-29➖GOODALL, Richard Arthur resigneddirector
- 2025-03-26📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-03-26📄capital-name-of-class-of-sharescapital · SH08
- 2025-03-26📄memorandum-articlesincorporation · MA
- 2025-03-26📄resolutionresolution · RESOLUTIONS
- 2025-03-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-03-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-03-18📄capital-allotment-sharescapital · SH01
- 2025-03-12📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-03-04📄resolutionresolution · RESOLUTIONS
- 2025-03-04📄memorandum-articlesincorporation · MA
- 2025-03-03📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-03-03📄legacycapital · SH20
- 2025-03-03⚠️legacyinsolvency · CAP-SS
- 2025-03-03📄resolutionresolution · RESOLUTIONS
- 2025-03-03📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2025-03-03📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2025-02-28📄capital-allotment-sharescapital · SH01
- 2025-02-28📄capital-allotment-sharescapital · SH01
- 2025-02-28📄legacycapital · SH20
- 2025-02-28📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-02-28⚠️legacyinsolvency · CAP-SS
- 2022-04-22🔓Charge satisfied #2
- 2022-04-08🔒Charge registered #3Lender: Metro Bank PLC
- 2021-10-07🔓Charge satisfied #1
- 2021-09-09➕TAYLOR, Jonathan Edward appointeddirector
- 2020-09-30➕GOODALL, Richard Arthur appointeddirector
- 2020-09-30🔒Charge registered #2Lender: Timothy Newman, Stephen Young, John Netting and Leanne Williams (As Security Trustees)
- 2020-09-30🔒Charge registered #1Lender: Marlborough Group Holdings Limited
- 2020-03-19➕CRESSWELL, Stuart appointeddirector
- 2020-03-19➕FERNS, Michael Andrew appointeddirector
- 2019-12-04➕TURNER, Michelle appointeddirector
- 2019-06-24➕FORBES, Charlotte Angela appointedsecretary
- 2019-05-22🏢Company incorporatedAs ADVISER SERVICES HOLDINGS LIMITED
- 2019-05-22➕COUZENS, Michael Alastair appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 high ·Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2025-03-03: legacy; 2025-02-28: legacy
Group structure
Adviser Services Group Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Adviser Services Group Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 18/03/2025 |
3 historic (ceased) PSCs
- Marlborough Group Holdings Limitedceased 18/03/2025· 25-50% shares · 25-50% voting
- Mrs Michelle Turnerceased 30/09/2020· 50-75% shares
- Mr Michael Alastair Couzensceased 04/12/2019· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1ST OPTION CONSULTING SERVICES LIMITED→ 03186435 · est 1996 · no financials extracted | — | — | — | — | 30y | — | — |
| 24 CAPITAL MANAGEMENT UK LIMITED→ 17004715 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 4G CAPITAL LIMITED→ 07145698 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| A & M WEALTH MANAGEMENT LIMITED→ 05024320 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| ABBA DEVELOPMENTS LIMITED→ 12339799 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ABS CONSULTANCY SERVICES LIMITED→ 05830499 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ACCESS FIRST LEI LIMITED→ 07969310 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| ACO DEVELOPMENTS LTD→ 14770069 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ADESHIELD LIMITED→ 16886451 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVANCE FINANCE & LEASING LTD→ 07499177 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| AF & L LTD→ 11380123 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AHCI LIMITED→ 09135644 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (6 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Metro Bank Metro Bank PLC | A registered charge | 1 property | 08/04/2022 | — | |
| satisfied | Timothy Newman, Stephen Young, John Netting and Leanne Williams (As Security Trustees) | A registered charge | 1 property | 30/09/2020 | 22/04/2022 | |
| satisfied | Marlborough Group Holdings Marlborough Group Holdings Limited | A registered charge | — | 30/09/2020 | 07/10/2021 |