CFT FINANCE LTD
🏛️Establishedactive
12048833 · ltd · incorporated 2019-06-13
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£153.4k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £153,423
Cash YoY
+40%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£132k
↑ 40% YoY
Net Worth
£153k
↑ 25% YoY
Current Assets
£183k
↑ 53% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £200.3k | £154.6k |
| Current assets | £183.4k | £119.7k |
| Cash | £132.2k | £94.3k |
| Debtors | £51.2k | £25.4k |
| Net assets | £153.4k | £122.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
- 2025-09-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-06📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-10-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-17📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-04-17📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-10-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-11-01➕DUFTON, Jonathon Timothy appointeddirector
- 2019-06-13🏢Company incorporatedAs CFT FINANCE LTD
- 2019-06-13➕DUFTON, Rebecca Jane appointeddirector
- 2019-06-13📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jonathon Timothy Dufton Individual · British · DOB 04/1990 · age 36 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 13/06/2019 |
Mrs Rebecca Jane Dufton Individual · British · DOB 07/1991 · age 35 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 13/06/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · ST postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACCELERATE FINANCIAL SOLUTIONS LTD→ 15706564 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AJRB LTD→ 12236968 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AL CLAIMS VALIDATION SERVICES LTD→ 14143932 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CAR-FINANCE.NET LIMITED→ 04259645 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| CARTERMORTGAGEANDPROTECTION LTD→ 15586225 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CASA FABI LTD→ 11165338 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| CASA MORTGAGE AND PROTECTION LTD→ 15233109 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CAUDWELL PROPERTIES (FRANCE) LTD→ 08812933 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| CAVALIER FINANCIAL SOLUTIONS LIMITED→ 12207011 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CHARTER CAPITAL LIMITED→ 15421428 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CHARTERHOUSE FINANCIAL LIMITED→ 12836131 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CHARTERHOUSE FINANCIAL PLANNING LIMITED→ 04934519 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-06-13
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
1 Tape Street
Cheadle
Stoke On Trent
Staffordshire
ST10 1BB
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-06-14
Last: 2026-05-31
Officers (2 active · 0 resigned)
DUFTON, Jonathon Timothy→
Activedirector · ~36y · appointed 2019-11-01
View their other companies + combined net worth →
DUFTON, Rebecca Jane→
Activedirector · ~35y · appointed 2019-06-13
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (20 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-06-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-16
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-04
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-07-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-27
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-05
change-person-director-company-with-change-date
officers · CH01
2023-04-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-04-17
change-person-director-company-with-change-date
officers · CH01
2023-04-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-04-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-21
confirmation-statement-with-updates
confirmation-statement · CS01
2022-06-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-19