AAA HOMES AND PROPERTY LIMITED
🏛️Establishedactive
12073418 · ltd · incorporated 2019-06-27
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · oldest 6.3y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-05-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-10-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-03-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-04-23🔒Charge registered #3Lender: Paragon Bank PLC
- 2020-02-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-02-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-02-12🔒Charge registered #2Lender: Paragon Bank PLC
- 2020-02-12🔒Charge registered #1Lender: Paragon Bank PLC
- 2019-08-28📄capital-name-of-class-of-sharescapital · SH08
- 2019-08-28📄resolutionresolution · RESOLUTIONS
- 2019-06-27🏢Company incorporatedAs AAA HOMES AND PROPERTY LIMITED
- 2019-06-27➕CUNNINGHAM, Dorina Teresa appointeddirector
- 2019-06-27➕CUNNINGHAM, Michael Alexander appointeddirector
- 2019-06-27📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael Alexander Cunningham Individual · British · DOB 07/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 27/06/2019 |
Mrs Dorina Teresa Cunningham Individual · British · DOB 07/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 27/06/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · CH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 367 PROPERTIES LTD→ 16887036 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 606 DEVELOPMENTS LIMITED→ 11704836 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 77 NORTHGATE STREET LIMITED→ 16110087 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 83 CAPITAL LIMITED→ 12405155 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 9 FRIENDS LIMITED→ 15187245 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 97 LISCARD ROAD MANAGEMENT LIMITED→ 09475517 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| A & A PROPERTIES & SONS LIMITED→ 15650507 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A AND M HOMES AND LETTINGS LTD→ 16204770 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A1 PACIFIC LIMITED→ 03378594 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| AA COMM HOLDINGS LIMITED→ 13941045 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AAA RESIDENTIAL PROPERTIES LTD→ 17121672 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AAC MANAGEMENT SERVICES (NW) LTD→ 08635869 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-06-27
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
The Accountancy Partnership
70 Grange Road East
Wirral
CH41 5FE
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-10
Last: 2025-06-26
Officers (2 active · 0 resigned)
CUNNINGHAM, Dorina Teresa→
Activedirector · ~46y · appointed 2019-06-27
View their other companies + combined net worth →
CUNNINGHAM, Michael Alexander→
Activedirector · ~46y · appointed 2019-06-27
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 23/04/2020 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 12/02/2020 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 12/02/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (20 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-05-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-10-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-27
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-04
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-05
accounts-with-accounts-type-micro-entity
accounts · AA
2022-03-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-02-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-14
confirmation-statement-with-updates
confirmation-statement · CS01
2020-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-04-28