FRANKLIN GROUP LTD
Opportunity 70/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
11 live charges · 6 lenders · oldest 5.3y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.3 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Average employees | 1 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 accounts
- • 2 confirmation-statement
- • 1 accounts
Corporate timeline (40 events)Click to expand
- 2026-04-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-13🔒Charge registered #11Lender: Aldermore Bank PLC
- 2025-10-13🔒Charge registered #10Lender: Aldermore Bank PLC
- 2025-10-13🔓Charge satisfied #9
- 2025-10-03📄memorandum-articlesincorporation · MA
- 2025-10-03📄resolutionresolution · RESOLUTIONS
- 2025-05-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-13🔒Charge registered #9Lender: Mt Finance Limited
- 2024-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-16🔓Charge satisfied #6
- 2024-12-16🔓Charge satisfied #5
- 2024-10-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-16🔒Charge registered #8Lender: Quantum Mortgages Limited
- 2024-06-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-04🔒Charge registered #7Lender: Birmingham Bank Limited
- 2023-11-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-31🔒Charge registered #6Lender: Kuflink Bridging LTD
- 2023-09-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-06-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-06-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-06-27🔓Charge satisfied #4
- 2023-06-27🔓Charge satisfied #3
- 2023-06-27🔓Charge satisfied #2
- 2023-05-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-05-04🔓Charge satisfied #1
- 2023-04-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-21🔒Charge registered #5Lender: Together Commercial Finance Limited
- 2022-09-30🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2021-08-12🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2021-08-12🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2021-02-23🔒Charge registered #1Lender: Mt Finance Limited
- 2019-07-12🏢Company incorporatedAs FRANKLIN GROUP LTD
- 2019-07-12➕BONANNO, Pietro appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Pietro Bonanno Individual · Italian · DOB 01/1986 · age 40 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 12/07/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 3 STOREYS RESIDENTIAL LTD→ 15274428 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
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| 377 EASTER RD HOLDINGS LIMITED→ 16982876 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 377 EASTER RD PROPERTY OWNER LIMITED→ 16983309 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 39 LANSDOWNE ROAD LIMITED→ 15500221 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 3DRR LTD→ 15385080 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 3HTS PROPERTIES LTD→ 16327452 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 3RD AGE PROPERTY COMPANY LIMITED→ 16465189 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3TS BUSINESS LIMITED→ 12918446 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 4 CARISBROOKE RD FH LTD→ 16886439 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4 PARADISE GARDENS LIMITED→ 09991278 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| 40 BRAMBER ROAD LIMITED→ 10341934 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 13/10/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 13/10/2025 | — | |
| satisfied | MT Finance Mt Finance Limited | A registered charge | 1 property | 13/05/2025 | 13/10/2025 | |
| outstanding | Quantum Mortgages Quantum Mortgages Limited | A registered charge | 1 property | 16/10/2024 | — | |
| outstanding | Birmingham Bank Birmingham Bank Limited | A registered charge | 1 property | 04/06/2024 | — | |
| satisfied | Kuflink Bridging Kuflink Bridging LTD | A registered charge | 1 property | 31/10/2023 | 16/12/2024 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 21/11/2022 | 16/12/2024 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 30/09/2022 | 27/06/2023 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 12/08/2021 | 27/06/2023 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 12/08/2021 | 27/06/2023 | |
| satisfied | MT Finance Mt Finance Limited | A registered charge | 1 property | 23/02/2021 | 04/05/2023 |