2020 HOLDINGS LIMITED
- · Oldest live charge 5.6y old — refinance window within 12 months
- 64204Activities of distribution holding companies
Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 5.6y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 | 2024-12-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (26 events)Click to expand
- 2026-02-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-20➖CROME, Carl resigneddirector
- 2025-10-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-22📄resolutionresolution · RESOLUTIONS
- 2025-09-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-08🔒Charge registered #2Lender: Carl Richard Crome
- 2024-09-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-07-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-10-14📄change-person-director-company-with-change-dateofficers · CH01
- 2021-10-14📄change-person-director-company-with-change-dateofficers · CH01
- 2021-10-14📄change-person-director-company-with-change-dateofficers · CH01
- 2021-04-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-01-28📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2020-10-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-10-16🔒Charge registered #1Lender: Redd Factors Limited
- 2020-05-06📄capital-allotment-sharescapital · SH01
- 2020-03-18📄resolutionresolution · RESOLUTIONS
- 2020-02-19➕HAYMAN, Elizabeth Ann appointeddirector
- 2020-02-19➕SMART, John appointeddirector
- 2019-08-08🏢Company incorporatedAs 2020 HOLDINGS LIMITED
- 2019-08-08➕CROME, Carl appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Elizabeth Hayman Individual · British · DOB 02/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 27/02/2020 |
Mr John Smart Individual · British · DOB 07/1973 · age 53 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 27/02/2020 |
1 historic (ceased) PSC
- Mr Carl Cromeceased 27/02/2020· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · RG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1-8 WILTSHIRE PLACE RTM COMPANY LIMITED→ 10006741 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| 120 TILEHURST ROAD MANAGEMENT LIMITED→ 11037765 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 13 KINGSGATE ROAD LIMITED→ 10256084 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 140 PINKERTON ROAD (MC) LIMITED→ 06053855 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| 15-20 WILTSHIRE PLACE RTM COMPANY LIMITED→ 10006805 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| 1565 DEVELOPMENTS LIMITED→ 09623424 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 18 HHRN MANAGEMENT COMPANY LIMITED→ 16650237 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 19TH HOLDINGS (UK) LIMITED→ 10900484 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 20 STATION ROAD WOKINGHAM MANAGEMENT COMPANY LIMITED→ 06469799 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| 202 LOWER WAY LIMITED→ 12455360 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 21 DUKES ROAD RESIDENTS ASSOCIATION LIMITED→ 05454920 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| 21 JUNCTION ROAD MANAGEMENT COMPANY LIMITED→ 13289280 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Carl Richard Crome | A registered charge | 1 property | 08/09/2025 | — | |
| outstanding | Redd Factors Redd Factors Limited | A registered charge | — | 16/10/2020 | — |