ALLIANCE COMMERCIAL MORTGAGES LTD
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (20 events)Click to expand
- 2026-04-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-02-15📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-02-12📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-12-10📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2024-11-12📄gazette-notice-compulsorygazette · GAZ1
- 2024-03-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-01-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-04-21📄change-person-director-company-with-change-dateofficers · CH01
- 2022-04-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-04-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-04-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-11-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-12-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-12-10📄gazette-filings-brought-up-to-dategazette · DISS40
- 2020-12-08📄gazette-notice-compulsorygazette · GAZ1
- 2019-08-22🏢Company incorporatedAs ALLIANCE COMMERCIAL MORTGAGES LTD
- 2019-08-22➕PATEL, Amitbhai appointeddirector
- 2019-08-22📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Amitbhai Patel Individual · British · DOB 04/1980 · age 46 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 22/08/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AAV INVESTMENTS LIMITED→ 12282523 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ABLE MORTGAGES LIMITED→ 12139690 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACRES SOUTH LTD→ 12023917 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALERT INS LIMITED→ 17031191 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALFA MORTGAGES LIMITED→ 14897845 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALLIANCE MORTGAGES LTD→ 11341834 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AMANDA HOPPE LTD→ 16594695 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMD FINANCE LTD→ 13178784 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ANDREW DAVIDSON JUST MORTGAGES LTD→ 12354206 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ANDREWSMITHCO LIMITED→ 11541496 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ANP INVESTMENTS LIMITED→ 08804378 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| APEXXE HOLDINGS LTD→ 16317531 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.