ACL HOMES LTD
💤Zombieactive
12209706 · ltd · incorporated 2019-09-16
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£13.4k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 66-year-old founder — textbook succession opportunity.
Opportunity 74/100 (strong), bankability 57/100. Strong seller-intent signal (60/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
6 live charges · 3 lenders · oldest 5.6y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £13,407
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£13k
↑ 45% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £512.3k | £9.3k |
| Net assets | £13.4k | £9.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
3
filings
- • 2 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-06-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-01-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-23🔒Charge registered #6Lender: Rivers Leasing PLC
- 2026-01-23🔒Charge registered #5Lender: Rivers Leasing PLC
- 2025-05-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-05-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-01🔒Charge registered #4Lender: Lendinvest Btl Limited
- 2022-11-01🔒Charge registered #3Lender: Lendinvest Btl Limited
- 2022-05-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-04-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-01🔒Charge registered #2Lender: Fleet Mortgages Limited
- 2020-12-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-11🔒Charge registered #1Lender: Lendinvest Btl Limited
- 2019-12-12➖LAMBURNE, Claire resigneddirector
- 2019-12-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-12-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-12-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-09-18➕LAMBURNE, Claire appointeddirector
- 2019-09-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-09-16🏢Company incorporatedAs ACL HOMES LTD
- 2019-09-16➕LAMBURNE, Andrew appointeddirector
Owner dependency
90/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 low6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Lamburne Individual · British · DOB 05/1960 · age 66 | 75–100% | — | 75-100% shares | 16/09/2019 |
1 historic (ceased) PSC
- Mrs Claire Lamburneceased 12/12/2019· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · PO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABACULUS LIMITED→ 10288814 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ABBOTTS ACRES LIMITED→ 16371327 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABOW PROPERTY LTD→ 14022215 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AC PORTSMOUTH PROPERTY LTD→ 16410486 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AC SOUTHERN PROPERTIES LIMITED→ 10205429 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AC&C ENTERPRISES LIMITED→ 16928885 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACCESS 4/20 MANAGEMENT LIMITED→ 05860988 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ACCOMMODATION BY DJT LTD→ 15182675 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACE PROPERTY MANAGEMENT & LETTINGS LTD→ 15060376 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACH HOMES LTD→ 07118590 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| ACKWORTH ROAD MANAGEMENT LIMITED→ 03054997 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| ACL PROPERTY HOLDINGS LTD→ 13496804 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-09-16
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Unit 5 Crompton Way
Unit 5 Crompton Way
Fareham
PO15 5SS
England
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-12-27
Last: 2025-12-13
Officers (1 active · 1 resigned)
LAMBURNE, Andrew→
Activedirector · ~66y · appointed 2019-09-16
View their other companies + combined net worth →
LAMBURNE, Claire→
Resigneddirector · ~62y · appointed 2019-09-18 · resigned 2019-12-12
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
6
Outstanding
3
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Rivers Leasing Rivers Leasing PLC | A registered charge | 1 property | 23/01/2026 | — | |
| outstanding | Rivers Leasing Rivers Leasing PLC | A registered charge | 1 property | 23/01/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 01/11/2022 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 01/11/2022 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 01/04/2021 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 11/12/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (26 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-06-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-13
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-04
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-12
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-13