FINANCE ADVICE CENTRE (BRISTOL) LTD
💤Zombieactive
12210403 · ltd · incorporated 2019-09-17
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
ALSO REGISTERED FOR
- 66220Activities of insurance agents and brokers
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (10 events)Click to expand
- 2025-12-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-02-17📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-02-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-09-17🏢Company incorporatedAs FINANCE ADVICE CENTRE (BRISTOL) LTD
- 2019-09-17➕PULSFORD, Jason appointeddirector
- 2019-09-17📄incorporation-companyincorporation · NEWINC
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jason Pulsford Individual · British · DOB 01/1982 · age 44 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 17/09/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| EUROPA GROUP LIMITED→ 03279177 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| EUROPA UNDERWRITING LIMITED→ 03872760 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| EVERARD INVESTMENT PLANNING LTD.→ 03836796 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| EVERYSTEP FINANCIAL LIMITED→ 16512244 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EVRI LEGACY LIMITED→ 11478964 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| FD COMMERCIAL & BRIDGING LTD→ 11671723 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| FFINANCE LIMITED→ 11974420 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| FI PROPERTY&INVESTMENTS LTD→ 16841298 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| FIBONACCI SW LTD→ 06399774 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| FINANCE MY PROPERTY LTD→ 11573717 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| FINAWAYS UK LIMITED→ 16232251 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| FINBURY SERVICES UK LIMITED→ 15820245 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-09-17
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies
Registered office
10 Meadow Street Avonmouth
Bristol
BS11 9AR
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-16
Last: 2025-07-02
Officers (1 active · 0 resigned)
PULSFORD, Jason→
Activedirector · ~44y · appointed 2019-09-17
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (14 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-03
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-17
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-14
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-09
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-07
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-18
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-25
accounts-with-accounts-type-dormant
accounts · AA
2022-02-17
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-02-17
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-15
accounts-with-accounts-type-dormant
accounts · AA
2021-02-16
confirmation-statement-with-updates
confirmation-statement · CS01
2020-11-05
incorporation-company
incorporation · NEWINC
2019-09-17