CORNWALL & DEVON SERVICES LIMITED

🏛️Establishedactive
12231344 · ltd · incorporated 2019-09-27
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
15 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Average employees200200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
  1. 2025-12-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-06-19
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2023-06-16
    JONES, James Richard appointed
    director
  6. 2022-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-09-21
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  9. 2021-06-25
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  10. 2019-09-27
    🏢
    Company incorporated
    As CORNWALL & DEVON SERVICES LIMITED
  11. 2019-09-27
    THOMAS WESTCOTT SECRETARIAL LIMITED appointed
    corporate-secretary
  12. 2019-09-27
    DAVIES, Kevin appointed
    director
  13. 2019-09-27
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Riviera Insurance Services Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Riviera Insurance Services Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
CORNWALL & DEVON SERVICES LIMITED
This company · 12231344

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

3 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Riviera Insurance Services Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control27/09/2019
Mr James Richard Jones
Individual · British · DOB 02/1978 · age 48
sig. influencesignificant influence27/09/2019
Mr Kevin Davies
Individual · British · DOB 05/1963 · age 63
sig. influencesignificant influence27/09/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-09-27
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

Petitor House
Nicholson Road
Torquay
Devon
TQ2 7TD
United Kingdom

Filing status

Accounts
Next due: 2026-12-26
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-10
Last: 2025-09-26

Officers (3 active · 0 resigned)

THOMAS WESTCOTT SECRETARIAL LIMITED
corporate-secretary · appointed 2019-09-27
View their other companies + combined net worth →
Active
DAVIES, Kevin
director · ~63y · appointed 2019-09-27
View their other companies + combined net worth →
Active
JONES, James Richard
director · ~48y · appointed 2023-06-16
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (15 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-22
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-09
appoint-person-director-company-with-name-date
officers · AP01
2023-06-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-22
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-26
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-30
change-account-reference-date-company-previous-extended
accounts · AA01
2021-09-21
change-account-reference-date-company-previous-shortened
accounts · AA01
2021-06-25
confirmation-statement-with-updates
confirmation-statement · CS01
2020-09-28
incorporation-company
incorporation · NEWINC
2019-09-27