HILDER & HEADINGTON FINANCE LIMITED

🌿Early-stageactive
14636373 · ltd · incorporated 2023-02-02
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
Upgrade to see
Turnover
year to Feb 2025
Net worth
book net assets
Opportunity
62/100
Worth a look
🔔
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What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 62/100 (worth a look), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
10 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
62/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Feb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-02-282024-02-28
Total assets£0
Current assets£0
Cash£0
Debtors£0
Net assets£0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 gazette
Last 180 days
1
filing
  • 1 gazette
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
  1. 2026-05-19
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  2. 2025-11-29
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  3. 2025-02-25
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  4. 2025-02-23
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  5. 2025-01-07
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  6. 2024-05-14
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  7. 2024-04-23
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  8. 2023-02-02
    🏢
    Company incorporated
    As HILDER & HEADINGTON FINANCE LIMITED
  9. 2023-02-02
    HEADINGTON, Merlin Thomas appointed
    director
  10. 2023-02-02
    HILDER, Jack Henry appointed
    director
  11. 2023-02-02
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "HEADINGTON" — strong identity link between founder and business.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 high ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-02-15

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Merlin Thomas Headington
Individual · British · DOB 05/1998 · age 28
2550%
25–50%board control25-50% shares · 25-50% voting · board control02/02/2023
Mr Jack Henry Hilder
Individual · British · DOB 07/1995 · age 31
2550%
25–50%25-50% shares · 25-50% voting02/02/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2023-02-02
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies

Registered office

4 Lane End Close
Slapton
Kingsbridge
TQ7 2PH
England

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-02-15OVERDUE
Last: 2025-02-01

Officers (2 active · 0 resigned)

HEADINGTON, Merlin Thomas
director · ~28y · appointed 2023-02-02
View their other companies + combined net worth →
Active
HILDER, Jack Henry
director · ~31y · appointed 2023-02-02
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (10 total)

gazette-notice-compulsory
gazette · GAZ1
2026-05-19
accounts-with-accounts-type-dormant
accounts · AA
2025-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-17
gazette-filings-brought-up-to-date
gazette · DISS40
2025-02-25
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-02-23
gazette-notice-compulsory
gazette · GAZ1
2025-01-07
gazette-filings-brought-up-to-date
gazette · DISS40
2024-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-11
gazette-notice-compulsory
gazette · GAZ1
2024-04-23
incorporation-company
incorporation · NEWINC
2023-02-02