ALDCLIFFE STUDENT LETS LIMITED
🏛️Establishedactive
12332008 · ltd · incorporated 2019-11-25
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Family succession underway — not a classic acquisition target.
Opportunity 78/100 (strong), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 6.3y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|---|
| Average employees | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-11-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-11-24📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-24🔓Charge satisfied #1
- 2025-04-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-02🔒Charge registered #2Lender: Paragon Bank PLC
- 2025-02-07➕SEACY, Kanittha appointeddirector
- 2025-02-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-31➖METCALFE, Anthony Paul resigneddirector
- 2025-01-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-31📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-01-31📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-12-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-03-24📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2020-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-03-06🔒Charge registered #1Lender: Paragon Bank PLC
- 2019-11-25🏢Company incorporatedAs ALDCLIFFE STUDENT LETS LIMITED
- 2019-11-25➕SEACY, Kevin Reginald appointeddirector
- 2019-11-25➕METCALFE, Anthony Paul appointeddirector
- 2019-11-25📄incorporation-companyincorporation · NEWINC
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
26/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- primaryFamily succession underway: Not a takeover target — SEACY, Kanittha (same surname) appointed 2025-02-07. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Kanittha Seacy Individual · British · DOB 10/1975 · age 51 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 31/03/2025 |
Mr Kevin Reginald Seacy Individual · British · DOB 08/1947 · age 79 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/11/2019 |
1 historic (ceased) PSC
- Mr Anthony Paul Metcalfeceased 31/01/2025· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ABSTHEPH PROPERTIES LIMITED→ 14114022 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
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| AKS PROPERTIES ENTERPRISE LTD→ 14622906 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AL LETTING LTD→ 16399878 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| ALDCLIFFE YARD MANAGEMENT COMPANY LIMITED→ 09308095 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
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| ALEXANDRA ROAD MANAGEMENT COMPANY (MORECAMBE) LIMITED→ 14675841 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
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| ALFA SMART HOLDINGS LIMITED→ 16929304 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-11-25
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
8 Elmwood Gardens
Lancaster
LA1 4PG
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-13
Last: 2025-11-29
Officers (2 active · 1 resigned)
SEACY, Kanittha→
Activedirector · ~51y · appointed 2025-02-07
View their other companies + combined net worth →
SEACY, Kevin Reginald→
Activedirector · ~79y · appointed 2019-11-25
View their other companies + combined net worth →
METCALFE, Anthony Paul→
Resigneddirector · ~56y · appointed 2019-11-25 · resigned 2025-01-31
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 02/04/2025 | — | |
| satisfied | Paragon Paragon Bank PLC | A registered charge | 1 property | 06/03/2020 | 24/04/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (23 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-04
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-11-24
change-person-director-company-with-change-date
officers · CH01
2025-11-24
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-28
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-10
appoint-person-director-company-with-name-date
officers · AP01
2025-02-07
termination-director-company-with-name-termination-date
officers · TM01
2025-01-31
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-01-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-01-31
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-29