161CHS LIMITED

🏛️Establishedactive
12407378 · ltd · incorporated 2020-01-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
book net assets
Opportunity
70/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 70/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

7 live charges · 4 lenders · oldest 5.5y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 5.5 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Average employees3300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2025-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-06-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2024-06-11
    🔒
    Charge registered #7
    Lender: Investec Bank PLC
  5. 2024-05-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2024-05-10
    🔒
    Charge registered #6
    Lender: Lordship Holdings Limited
  7. 2024-04-12
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2024-04-12
    🔓
    Charge satisfied #3
  9. 2024-04-08
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2024-04-08
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2024-04-08
    🔓
    Charge satisfied #2
  12. 2024-04-08
    🔓
    Charge satisfied #1
  13. 2023-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2023-01-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2022-10-12
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  16. 2022-06-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2022-06-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2022-05-31
    🔒
    Charge registered #5
    Lender: Jordan International Bank PLC
  19. 2022-05-31
    🔒
    Charge registered #4
    Lender: Jordan International Bank PLC
  20. 2022-03-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2022-01-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2021-02-03
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  23. 2021-01-19
    🔒
    Charge registered #3
    Lender: Lordship Capital Limited
  24. 2020-11-27
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  25. 2020-11-27
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  26. 2020-11-09
    🔒
    Charge registered #2
    Lender: Jordan International Bank PLC
  27. 2020-11-09
    🔒
    Charge registered #1
    Lender: Jordan International Bank PLC
  28. 2020-01-16
    🏢
    Company incorporated
    As 161CHS LIMITED
  29. 2020-01-16
    RUDDY, Patrick appointed
    director
  30. 2020-01-16
    STANLEY, Rupert Patrick Morton appointed
    director
  31. 2020-01-16
    THOMSON, Duncan William Harold appointed
    director
  32. 2020-01-16
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

50/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

Succession & seller-readiness

30/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Lordship Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Lordship Holdings Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
161CHS LIMITED
This company · 12407378

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Lordship Holdings Ltd
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control16/01/2020

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-01-16
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate

Registered office

Rutland House Minerva Business Park
Lynch Wood
Peterborough
PE2 6PZ
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-29
Last: 2026-01-15

Officers (3 active · 0 resigned)

RUDDY, Patrick
director · ~43y · appointed 2020-01-16
View their other companies + combined net worth →
Active
STANLEY, Rupert Patrick Morton
director · ~41y · appointed 2020-01-16
View their other companies + combined net worth →
Active
THOMSON, Duncan William Harold
director · ~43y · appointed 2020-01-16
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
4
Outstanding
3
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
outstanding
Investec Bank
Investec Bank PLC
A registered charge1 property11/06/2024
outstanding
Lordship Holdings
Lordship Holdings Limited
A registered charge10/05/2024
outstanding
Jordan International Bank
Jordan International Bank PLC
A registered charge1 property31/05/2022
outstanding
Jordan International Bank
Jordan International Bank PLC
A registered charge1 property31/05/2022
satisfied
Lordship Capital
Lordship Capital Limited
A registered charge1 property19/01/202112/04/2024
satisfied
Jordan International Bank
Jordan International Bank PLC
A registered charge1 property09/11/202008/04/2024
satisfied
Jordan International Bank
Jordan International Bank PLC
A registered charge1 property09/11/202008/04/2024
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (24 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-13
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-12
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-08
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-12
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-10-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-06-17