ACCIEL PROPERTIES LIMITED
🏛️Establishedactive
12472295 · ltd · incorporated 2020-02-19
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£-20.8k
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 70/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 5.0y
60/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~5.0 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £20,773
Cash YoY
+237%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£4k
↑ 237% YoY
Net Worth
-£21k
↑ 5.8% YoY
Current Assets
£10k
↓ 20% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £662.9k | £661.6k |
| Current assets | £9.6k | £12.0k |
| Cash | £3.8k | £1.1k |
| Debtors | £5.8k | £10.8k |
| Net assets | £-20.8k | £-22.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2025-10-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-24📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-01-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-01-04📄appoint-person-director-company-with-nameofficers · AP01
- 2021-12-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-12-06➕POINTON, Nicholas Reginald Vincent Windsor appointeddirector
- 2021-12-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-12-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-12-06📄capital-allotment-sharescapital · SH01
- 2021-12-06📄capital-allotment-sharescapital · SH01
- 2021-12-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-12-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-11-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-11-16🔒Charge registered #5Lender: The Mortgage Lender Limited
- 2021-10-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-10-22🔒Charge registered #4Lender: The Mortgage Lender Limited
- 2021-10-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-10-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-10-01📄change-person-director-company-with-change-dateofficers · CH01
- 2021-06-24🔒Charge registered #3Lender: Pepper Money Limited (Trading as Pepper Money)
- 2021-06-24🔒Charge registered #2Lender: Pepper Money Limited (Trading as Pepper Money)
- 2021-06-24🔒Charge registered #1Lender: Pepper Money Limited (Trading as Pepper Money)
- 2020-02-19🏢Company incorporatedAs ACCIEL PROPERTIES LIMITED
- 2020-02-19➕SMITH, Edgar Alexander Stephen appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Nicholas Reginald Vincent Windsor Pointon Individual · British · DOB 11/1970 · age 56 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/12/2021 |
Mr Edgar Alexander Stephen Smith Individual · British · DOB 11/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 19/02/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · TN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A D D J LIMITED→ 16308391 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A1 PORTFOLIO INVESTMENTS LTD→ 14957727 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AB ESTATE RENTALS LTD→ 11503661 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ABACUS STORAGE LIMITED→ 09887484 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ABBCAT LTD→ 16525579 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABBEY PROPERTY LIMITED→ 09579509 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ABDS ESTATES LIMITED→ 16790373 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABODE LAND LTD→ 12765951 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ABSALOM PROPERTIES LIMITED→ 04284279 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| ABSB PROPERTIES LIMITED→ 07691220 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ACCOMMSHOP LIMITED→ 04671937 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| ACCTIVE SYSTEMS PROPERTY LIMITED→ 15073785 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-02-19
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Kelen Croft
Mill Lane
Ightham
Kent
TN15 9BH
England
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-03-04
Last: 2026-02-18
Officers (2 active · 0 resigned)
POINTON, Nicholas Reginald Vincent Windsor→
Activedirector · ~56y · appointed 2021-12-06
View their other companies + combined net worth →
SMITH, Edgar Alexander Stephen→
Activedirector · ~55y · appointed 2020-02-19
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 16/11/2021 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 22/10/2021 | — | |
| outstanding | Pepper Money (Trading as Pepper Money) Pepper Money Limited (Trading as Pepper Money) | A registered charge | 1 property | 24/06/2021 | — | |
| outstanding | Pepper Money (Trading as Pepper Money) Pepper Money Limited (Trading as Pepper Money) | A registered charge | 1 property | 24/06/2021 | — | |
| outstanding | Pepper Money (Trading as Pepper Money) Pepper Money Limited (Trading as Pepper Money) | A registered charge | 1 property | 24/06/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (32 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-21
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-20
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-02
change-account-reference-date-company-current-extended
accounts · AA01
2022-02-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-01-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-01-04
appoint-person-director-company-with-name
officers · AP01
2022-01-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-12-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-12-06