AC DECORATING LIMITED
Opportunity 68/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (53/100).
Refinance opportunity
1 live charge · oldest 1.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.1 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-03-31 | 2023-03-31 |
|---|---|---|
| Total assets | £2.4k | £2.7k |
| Current assets | £1.2k | £1.3k |
| Net assets | £2.4k | £2.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 confirmation-statement
Corporate timeline (13 events)Click to expand
- 2025-06-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-10🔒Charge registered #1Lender: Shire Invoice Finance LTD
- 2025-05-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-01📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-02-28📄gazette-notice-compulsorygazette · GAZ1
- 2023-02-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-10📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2020-02-25🏢Company incorporatedAs AC DECORATING LIMITED
- 2020-02-25➕HAMILTON, Carole Julie appointeddirector
- 2020-02-25➕HAMILTON, Ian Andrew appointeddirector
- 2020-02-25📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2025-12-31
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Carole Julie Hamilton Individual · British · DOB 07/1966 · age 60 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/02/2020 |
Mr Ian Andrew Hamilton Individual · British · DOB 05/1961 · age 65 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/02/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · LA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A D REID BRICKLAYING LIMITED→ 12225700 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A G PROCTER LIMITED→ 05915556 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| A J HADWIN LIMITED→ 04741816 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| A J JOINERY (NORTH WEST) LIMITED→ 13654003 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| A J RILEY LANDSCAPES AND BUILDING LIMITED→ 10703489 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| A.D.M BUILD LTD→ 15300975 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A2B LOCKSMITHS LIMITED→ 04509675 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| AB PLUMBING SERVICES LIMITED→ 10820813 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACCESSIBLE HOME LIMITED→ 12124817 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACE INFRA LTD.→ 10932990 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADAM CARR BUILDERS LTD→ 07365911 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ADAM KIRKBY LIMITED→ 15442309 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shire Invoice Finance Shire Invoice Finance LTD | A registered charge | 1 property | 10/06/2025 | — |