ALBION EMPLOYEE BENEFIT CONSULTANTS LIMITED
💤Zombieactive
12484808 · ltd · incorporated 2020-02-26
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueActive trading company. Reasonable fundamentals — worth a memo before deciding.
Opportunity 67/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
12 officers (1 active, 12 linked, 11 with DOB)
88
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Last 180 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
- 2026-04-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-10➕AQUILINA, Claire appointeddirector
- 2026-04-10➖LLOYD, Andrew John Kingsley resigneddirector
- 2025-09-05➕LLOYD, Andrew John Kingsley appointeddirector
- 2025-09-05➖POLLARD, John resigneddirector
- 2025-09-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-04📄accounts-with-accounts-type-smallaccounts · AA
- 2025-05-01✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-11-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-11-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-11-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-30➖HALLETT, Christine Patricia resigneddirector
- 2024-10-30➖HATCH, David Edward resigneddirector
- 2024-10-30➕POLLARD, John appointeddirector
- 2024-10-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-04-12📄accounts-with-accounts-type-smallaccounts · AA
- 2023-08-16📄accounts-with-accounts-type-fullaccounts · AA
- 2023-05-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-28➖KETTLEBOROUGH, Graham Leslie resigneddirector
- 2022-02-11📄accounts-with-accounts-type-smallaccounts · AA
- 2021-12-16📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2021-07-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-07-22➖CROXTON, Roger Edward resigneddirector
- 2021-04-01➖GALLAGHER, Zachary Luke resigneddirector
- 2020-11-20➕HATCH, David Edward appointeddirector
- 2020-11-20➕KETTLEBOROUGH, Graham Leslie appointeddirector
- 2020-08-13➖COX, Mark resignedsecretary
- 2020-08-13➖BERKELEY, Grahame James Fitzhardinge resigneddirector
- 2020-08-13➖DURANT, Anthony James resigneddirector
- 2020-08-13➖GOTCH, Nicola resigneddirector
- 2020-08-13➕HALLETT, Christine Patricia appointeddirector
- 2020-02-26🏢Company incorporatedAs ALBION EMPLOYEE BENEFIT CONSULTANTS LIMITED
- 2020-02-26➕COX, Mark appointedsecretary
- 2020-02-26➕BERKELEY, Grahame James Fitzhardinge appointeddirector
- 2020-02-26➕CROXTON, Roger Edward appointeddirector
- 2020-02-26➕DURANT, Anthony James appointeddirector
- 2020-02-26➕GALLAGHER, Zachary Luke appointeddirector
- 2020-02-26➕GOTCH, Nicola appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
2 med · 1 low2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: LLOYD, Andrew John Kingsley resigned 2026-04-10; POLLARD, John resigned 2025-09-05
Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-05-01: certificate-change-of-name-company
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
London & Colonial Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
London & Colonial Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
ALBION EMPLOYEE BENEFIT CONSULTANTS LIMITED
This company · 12484808
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
London & Colonial Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 13/08/2020 |
1 historic (ceased) PSC
- Berkeley Burke Group Limitedceased 13/08/2020· 75-100% shares · board control · significant influence · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 245 HOLDINGS LIMITED→ 10776869 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 2U LIMITED→ 05571281 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ABA PROPERTY INVESTMENT LTD→ 15185927 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADRIAN F BLOOMFIELD LIMITED→ 04513885 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| AEROTYNE MORTGAGES LTD→ 16508005 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AK UK INVESTMENTS LIMITED→ 15500957 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AL-MUBARAKAH INVESTMENTS LTD→ 14643607 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AL-RAWI COMPANY LIMITED→ 16263815 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALBANY INSURANCE BROKERS LIMITED→ 15336028 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALFRED ROBERTS LIMITED→ 02729477 · est 1992 · no financials extracted | — | — | — | — | 33y | — | — |
| ALLBRIGHT BISHOP ROWLEY LIMITED→ 04049711 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ALLIANCE MORTGAGES AE LIMITED→ 15778375 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-02-26
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Unit 44, Business Box
3 Oswin Road
Leicester
LE3 1HR
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-11
Last: 2026-02-25
Officers (1 active · 11 resigned)
AQUILINA, Claire→
Activedirector · ~52y · appointed 2026-04-10
View their other companies + combined net worth →
COX, Mark→
Resignedsecretary · appointed 2020-02-26 · resigned 2020-08-13
BERKELEY, Grahame James Fitzhardinge→
Resigneddirector · ~84y · appointed 2020-02-26 · resigned 2020-08-13
CROXTON, Roger Edward→
Resigneddirector · ~66y · appointed 2020-02-26 · resigned 2021-07-22
DURANT, Anthony James→
Resigneddirector · ~75y · appointed 2020-02-26 · resigned 2020-08-13
GALLAGHER, Zachary Luke→
Resigneddirector · ~53y · appointed 2020-02-26 · resigned 2021-04-01
GOTCH, Nicola→
Resigneddirector · ~52y · appointed 2020-02-26 · resigned 2020-08-13
HALLETT, Christine Patricia→
Resigneddirector · ~67y · appointed 2020-08-13 · resigned 2024-10-30
HATCH, David Edward→
Resigneddirector · ~49y · appointed 2020-11-20 · resigned 2024-10-30
KETTLEBOROUGH, Graham Leslie→
Resigneddirector · ~70y · appointed 2020-11-20 · resigned 2023-04-28
LLOYD, Andrew John Kingsley→
Resigneddirector · ~52y · appointed 2025-09-05 · resigned 2026-04-10
POLLARD, John→
Resigneddirector · ~60y · appointed 2024-10-30 · resigned 2025-09-05
Click a director name to see their full track record across all companies.
Recent filings (42 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-04-20
termination-director-company-with-name-termination-date
officers · TM01
2026-04-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-02
termination-director-company-with-name-termination-date
officers · TM01
2025-09-05
appoint-person-director-company-with-name-date
officers · AP01
2025-09-05
accounts-with-accounts-type-small
accounts · AA
2025-08-04
certificate-change-of-name-company
change-of-name · CERTNM
2025-05-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-11-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-13
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-12
termination-director-company-with-name-termination-date
officers · TM01
2024-10-31
termination-director-company-with-name-termination-date
officers · TM01
2024-10-31
appoint-person-director-company-with-name-date
officers · AP01
2024-10-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-30