AGTM ESTATE LIMITED
🏛️Establishedactive
12516052 · ltd · incorporated 2020-03-13
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68201Renting and operating of Housing Association real estate
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 5.1y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 address
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2026-02-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-23🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2022-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-06-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-05-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-10🔒Charge registered #1Lender: Landbay Partners Limited
- 2020-11-09📄resolutionresolution · RESOLUTIONS
- 2020-03-13🏢Company incorporatedAs AGTM ESTATE LIMITED
- 2020-03-13➕CARILLO, Erminia appointeddirector
- 2020-03-13➕SAVINI, Gianluca appointeddirector
- 2020-03-13📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gianluca Savini Individual · Italian · DOB 07/1972 · age 54 | 25–50% | — | 25-50% shares | 13/03/2020 |
Mrs Erminia Carillo Individual · Italian · DOB 04/1979 · age 47 | 25–50% | — | 25-50% shares | 13/03/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · CB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADYAN KHAN INVESTMENTS LIMITED→ 12561686 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AEQUITAS PROPERTIES LIMITED→ 15616991 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AFFIX11 LTD→ 15219809 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AGS REAL CAPITAL FREEHOLD LTD→ 16816531 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGW LETTINGS LTD→ 13541337 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AITUS ASSOCIATES LIMITED→ 11963719 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AIUTO PROPERTIES LIMITED→ 13306679 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AIV HOMES LIMITED→ 09918431 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AJB INVEST LIMITED→ 09949978 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AJMMYNT LIMITED→ 06618022 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| AJS DEVELOPMENTS (ISLEHAM) LTD→ 12848614 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AJSC PROPERTIES LIMITED→ 09448633 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-03-13
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
6 Tribune Court
Cambridge
CB4 2TU
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-06
Last: 2026-02-20
Officers (2 active · 0 resigned)
CARILLO, Erminia→
Activedirector · ~47y · appointed 2020-03-13
View their other companies + combined net worth →
SAVINI, Gianluca→
Activedirector · ~54y · appointed 2020-03-13
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 23/06/2023 | — | |
| outstanding | Landbay Landbay Partners Limited | A registered charge | 1 property | 10/05/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (18 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-20
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-14
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-01
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-03
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-01
accounts-with-accounts-type-dormant
accounts · AA
2021-11-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-06-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-06-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-05-27