GRESHAM PARTNERS UK LTD

🏛️Establishedactive
12550271 · ltd · incorporated 2020-04-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Apr 2025
Net worth
£148.7k
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Risk and damage evaluation
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £148,704

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£149k
↑ 5272% YoY
Current Assets
£236k
Current Liabilities
-£3k£45k£92k£140k£188k£236kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30
Total assets£190.3k£-2.9k
Current assets£235.5k
Net assets£148.7k£-2.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2026-01-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-11-27
    RAPER, Claire Louise appointed
    director
  3. 2025-11-27
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2025-01-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2024-08-07
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2024-05-28
    📄
    second-filing-of-director-appointment-with-name
    officers · RP04AP01
  7. 2024-02-21
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2024-02-20
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  9. 2024-02-07
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2024-01-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2024-01-11
    MONRO, Peter Lachlan Alexander resigned
    director
  12. 2023-04-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2023-02-07
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2023-01-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2022-01-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2021-09-22
    RAPER, Michael Donald Stanley appointed
    director
  17. 2021-09-22
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  18. 2021-09-22
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  19. 2021-09-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2021-05-04
    📄
    resolution
    resolution · RESOLUTIONS
  21. 2021-04-29
    BEAUMONT, Martin Lionel resigned
    director
  22. 2021-04-29
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  23. 2020-04-07
    🏢
    Company incorporated
    As GRESHAM PARTNERS UK LTD
  24. 2020-04-07
    BEAUMONT, Martin Lionel appointed
    director
  25. 2020-04-07
    MONRO, Peter Lachlan Alexander appointed
    director

Owner dependency

74/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 61 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Michael Donald Stanley Raper
Individual · British · DOB 01/1968 · age 58
75100%
75–100%75-100% shares · 75-100% voting22/09/2021
2 historic (ceased) PSCs
  • Peter Lachlan Alexander Monroceased 18/01/2024· 25-50% shares · 25-50% voting
  • Martin Lionel Beaumontceased 29/04/2021· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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10550811 · est 2017 · no financials extracted
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04616312 · est 2002 · no financials extracted
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17045550 · est 2026 · no financials extracted
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12774820 · est 2020 · no financials extracted
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13192299 · est 2021 · no financials extracted
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-04-07
Jurisdictionengland-wales
Primary SIC66210 — Risk and damage evaluation

Registered office

Wadebridge House 16 Wadebridge Square
Poundbury
Dorchester
DT1 3AQ
United Kingdom

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-07-06
Last: 2026-06-22

Officers (2 active · 2 resigned)

RAPER, Claire Louise
director · ~61y · appointed 2025-11-27
View their other companies + combined net worth →
Active
RAPER, Michael Donald Stanley
director · ~58y · appointed 2021-09-22
View their other companies + combined net worth →
Active
BEAUMONT, Martin Lionel
director · ~55y · appointed 2020-04-07 · resigned 2021-04-29
Resigned
MONRO, Peter Lachlan Alexander
director · ~53y · appointed 2020-04-07 · resigned 2024-01-11
Resigned

Click a director name to see their full track record across all companies.

Recent filings (26 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-06-22
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-30
appoint-person-director-company-with-name-date
officers · AP01
2025-11-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-27
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-08-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-30
second-filing-of-director-appointment-with-name
officers · RP04AP01
2024-05-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-02-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-02-20
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-20
termination-director-company-with-name-termination-date
officers · TM01
2024-02-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-04-24