ACM PROPERTY INVESTMENTS LTD
🏛️Establishedactive
12631244 · ltd · incorporated 2020-05-29
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£11.5k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 1.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 1.0 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £11,500
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£12k
Current Assets
£12k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £11.5k | — |
| Current assets | £11.5k | — |
| Net assets | £11.5k | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
2
filings
- • 1 address
- • 1 confirmation-statement
Last 90 days
2
filings
- • 1 address
- • 1 confirmation-statement
Last 180 days
5
filings
- • 1 address
- • 1 confirmation-statement
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-06-01📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2026-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-13🔒Charge registered #2Lender: Bank of Scotland PLC, Birmingham Midshires Division
- 2026-01-26📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-16📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2025-09-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-13🔒Charge registered #1Lender: Godiva Mortgages Limited
- 2024-12-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-12-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-29📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-29📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-19📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-02-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-05-31📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2022-05-31📍change-sail-address-company-with-new-addressaddress · AD02
- 2020-05-29🏢Company incorporatedAs ACM PROPERTY INVESTMENTS LTD
- 2020-05-29➕MORLEY, Adam James appointeddirector
- 2020-05-29➕MORLEY, Chelsea Jade appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Chelsea Jade Morley Individual · British · DOB 08/1993 · age 33 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 29/05/2020 |
Mr Adam James Morley Individual · British · DOB 01/1993 · age 33 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 29/05/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · FY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & C DRYSDALE LTD→ 16250906 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A HARRISON PROPERTIES LIMITED→ 16212895 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A HOPE LETTINGS LTD→ 10324900 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A.H.M.I REALESTATE LIMITED→ 16676128 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AAHD SERVICES LIMITED→ 11595584 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ABL PROPERTY LIMITED→ 15170787 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABO INVESTMENTS LTD→ 12255836 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ABR PROPERTY INVESTMENTS LIMITED→ 10369416 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACTIVE LETTINGS LTD→ 12407797 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ADC CAPITAL LTD→ 17047146 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ADDCALL LIMITED→ 03726964 · est 1999 · no financials extracted | — | — | — | — | 27y | — | — |
| ADDICTED TO BETTER LTD→ 14714951 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-05-29
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
The Annex, 6 Wolverton Avenue
Bispham
Blackpool
FY2 9NT
England
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-06-11
Last: 2026-05-28
Officers (2 active · 0 resigned)
MORLEY, Adam James→
Activedirector · ~33y · appointed 2020-05-29
View their other companies + combined net worth →
MORLEY, Chelsea Jade→
Activedirector · ~33y · appointed 2020-05-29
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC, Birmingham Midshires Division | A registered charge | 1 property | 13/03/2026 | — | |
| outstanding | Godiva Mortgages Godiva Mortgages Limited | A registered charge | 1 property | 13/06/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (34 total)
change-sail-address-company-with-old-address-new-address
address · AD02
2026-06-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-20
change-person-director-company-with-change-date
officers · CH01
2026-01-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-19
change-sail-address-company-with-old-address-new-address
address · AD02
2025-09-16
change-person-director-company-with-change-date
officers · CH01
2025-09-12
change-person-director-company-with-change-date
officers · CH01
2025-09-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-12
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-04
accounts-with-accounts-type-dormant
accounts · AA
2024-12-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-12-18