DERWENT BAY INVESTMENTS LIMITED
💤Zombieactive
12682092 · ltd · incorporated 2020-06-19
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£6.35M
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Activities of open-ended investment companies
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
1 live charge · oldest 2.5y
10/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 2.5 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £6,348,821
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
£6.3m
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 |
|---|---|
| Total assets | £6.35M |
| Net assets | £6.35M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 2 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-12-23📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-09-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-04➖ROCHDALE, Elizabeth Norma, Lady resigneddirector
- 2025-02-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-19📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-12-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-12-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-01🔒Charge registered #1Lender: Reward Finance Group Limited
- 2022-11-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-09-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-20📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-15📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-12-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-10-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-09-29📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-08-16📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-12-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-12-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-06-19🏢Company incorporatedAs DERWENT BAY INVESTMENTS LIMITED
- 2020-06-19➕ANDERTON, James Michael John appointeddirector
- 2020-06-19➕ROCHDALE, Elizabeth Norma, Lady appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Michael John Anderton Individual · British · DOB 10/1970 · age 56 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 19/06/2020 |
Lady Norma Elizabeth Rochdale Individual · British · DOB 05/1939 · age 87 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 25/11/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACT LOGIC LIMITED→ 16882554 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AHR 151 LIMITED→ 01835383 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| ARC EDEN LIMITED→ 05299049 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| BROWNRIGG PROPERTIES LIMITED→ 07800966 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CALEDONIAN CONSUMER FINANCE LTD→ 07368004 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| CAREER FINANCE 4 TRADE SKILLS LIMITED→ 06047066 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| CMD FINANCIAL SOLUTIONS LTD→ 06650508 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| COVERNANT LTD→ 15024232 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CUMBRIA CVS TRADING LIMITED→ 08703970 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| DAVID ALLEN FINANCIAL SERVICES (DALSTON) LIMITED→ 06966976 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| DAVID MALIN FINANCIAL ADVICE LTD→ 15752867 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| DJE FINANCIAL SERVICES LTD.→ 11310896 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-06-19
Jurisdictionengland-wales
Primary SIC64304 — Activities of open-ended investment companies
Registered office
Water End House
Portinscale
Keswick
CA12 5UB
England
Filing status
Accounts
Next due: 2026-12-30
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-29
Last: 2025-09-15
Officers (1 active · 1 resigned)
ANDERTON, James Michael John→
Activedirector · ~56y · appointed 2020-06-19
View their other companies + combined net worth →
ROCHDALE, Elizabeth Norma, Lady→
Resigneddirector · ~87y · appointed 2020-06-19 · resigned 2025-07-04
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Reward Finance Group Reward Finance Group Limited | A registered charge | — | 01/12/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (28 total)
accounts-with-accounts-type-dormant
accounts · AA
2026-03-31
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-30
termination-director-company-with-name-termination-date
officers · TM01
2025-09-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-02-12
accounts-with-accounts-type-dormant
accounts · AA
2024-12-19
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-01
accounts-with-accounts-type-dormant
accounts · AA
2023-12-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-07
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-19
accounts-with-accounts-type-dormant
accounts · AA
2022-11-21
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-09-21
change-person-director-company-with-change-date
officers · CH01
2022-09-20
change-person-director-company-with-change-date
officers · CH01
2022-09-15