CASTLEBRIDGE FINANCE LIMITED
🏛️Establishedactive
12712309 · ltd · incorporated 2020-07-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2023
Net worth
£439.7k
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: SIC 64992
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 70/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 5.9y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 8 with DOB)
90
Ownership & PSC
1 active PSC(s) of 8 total, 8 with control declared
90
Director network
21 connected companies via shared directors
90
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £439,747
Key financials
1 year extracted from filed iXBRL accountsCash
£553
Net Worth
£440k
Current Assets
£1.1m
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2023-12-31 |
|---|---|
| Total assets | £439.7k |
| Current assets | £1.08M |
| Cash | £553 |
| Debtors | £1.08M |
| Net assets | £439.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
- 2026-01-07📄accounts-with-accounts-type-smallaccounts · AA
- 2025-10-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-21📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-10-21📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-10-21📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-10-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-21📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-10-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-21📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-09-23➕PATEL, Vikash appointeddirector
- 2025-09-23➖GILMORE, Robert Lee resigneddirector
- 2025-09-23➖MCKEOWN, John Daniel Henry resigneddirector
- 2025-09-23➖SHAH, Nikhil resigneddirector
- 2025-02-03➕MCKEOWN, John Daniel Henry appointeddirector
- 2025-02-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-09-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-07-25📄capital-allotment-sharescapital · SH01
- 2023-06-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-06-25📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-06-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-06-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-06-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-06-25📄capital-allotment-sharescapital · SH01
- 2022-12-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-30🔒Charge registered #3Lender: Aldermore Bank PLC
- 2022-11-30🔒Charge registered #2Lender: Aldermore Bank PLC
- 2022-02-18➕JEWELL, Danielle Louise appointeddirector
- 2022-02-01➕HARWOOD, Andrew Robert appointeddirector
- 2022-02-01➖GREENE, Jonathan Ian resigneddirector
- 2021-08-19➖EZEKIEL, Maurice resigneddirector
- 2020-11-13➕SHAH, Nikhil appointeddirector
- 2020-08-03🔒Charge registered #1Lender: Advance Global Capital Limited as Agent for and on Behalf of Global Sme Growth Fund LP.
- 2020-07-02🏢Company incorporatedAs CASTLEBRIDGE FINANCE LIMITED
- 2020-07-02➕EZEKIEL, Maurice appointeddirector
- 2020-07-02➕GILMORE, Robert Lee appointeddirector
- 2020-07-02➕GREENE, Jonathan Ian appointeddirector
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
1 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: GILMORE, Robert Lee resigned 2025-09-23; MCKEOWN, John Daniel Henry resigned 2025-09-23; SHAH, Nikhil resigned 2025-09-23
Group structure
Nvp Ventures Ltd holds majority control (50-75%). Likely parent but not wholly-owned.
🏛️majority
Nvp Ventures Ltd
Corporate parent · holds 50-75% shares
⬇
CASTLEBRIDGE FINANCE LIMITED
This company · 12712309
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Nvp Ventures Ltd Corporate entity | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 23/09/2025 |
7 historic (ceased) PSCs
- Millwood Investments (Stanmore) Limitedceased 23/09/2025· significant influence
- Kew Capital Holdings Limitedceased 23/09/2025· significant influence
- Mr Robert Lee Gilmoreceased 23/09/2025· significant influence
- Mrs Danielle Louise Jewellceased 23/09/2025· significant influence
- Jonathan Ian Greeneceased 17/06/2023· 25-50% shares · 25-50% voting
- Mr Maurice Ezekielceased 07/07/2021· 25-50% shares · 25-50% voting
- Mr Robert Lee Gilmoreceased 29/09/2020· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CAPEL COURT LIMITED→ 02686967 · est 1992 · no financials extracted | — | — | — | — | 34y | — | — |
| CAPITAL AND PROPERTY LIMITED→ 11800156 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| CAPITAL EQUIPMENT FINANCE LTD→ 09264050 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CARDENS LIMITED→ 04347771 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| CARDIFF UNIVERSITY PENSION FUND TRUSTEE LIMITED→ 16886100 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CARMEL BIDCO LIMITED→ 13121399 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CARMEL MIDCO 1 LIMITED→ 13118252 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CASTELAN LIMITED→ 07637133 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CASTLE LOANS LTD→ 08760575 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| CASTLEBRIDGE RX SPV LTD→ 14649117 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CASTLEBRIDGE SPV LIMITED→ 12723302 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CASTLEMEAD INSURANCE BROKERS LIMITED→ 02104126 · est 1987 · no financials extracted | — | — | — | — | 39y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-07-02
Jurisdictionengland-wales
Primary SIC64992 — SIC 64992
Registered office
Unit 28, Equinox South - Bristol Sherbourne Avenue
Bradley Stoke
Bristol
BS32 8BB
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-07-15
Last: 2025-07-01
Officers (3 active · 5 resigned)
HARWOOD, Andrew Robert→
Activedirector · ~48y · appointed 2022-02-01
View their other companies + combined net worth →
JEWELL, Danielle Louise→
Activedirector · ~48y · appointed 2022-02-18
View their other companies + combined net worth →
PATEL, Vikash→
Activedirector · ~44y · appointed 2025-09-23
View their other companies + combined net worth →
EZEKIEL, Maurice→
Resigneddirector · ~64y · appointed 2020-07-02 · resigned 2021-08-19
GILMORE, Robert Lee→
Resigneddirector · ~57y · appointed 2020-07-02 · resigned 2025-09-23
GREENE, Jonathan Ian→
Resigneddirector · ~74y · appointed 2020-07-02 · resigned 2022-02-01
MCKEOWN, John Daniel Henry→
Resigneddirector · ~44y · appointed 2025-02-03 · resigned 2025-09-23
SHAH, Nikhil→
Resigneddirector · ~38y · appointed 2020-11-13 · resigned 2025-09-23
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | — | 30/11/2022 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | — | 30/11/2022 | — | |
| outstanding | Advance Global Capital as Agent for and on Behalf of Global Sme Growth Fund LP. Advance Global Capital Limited as Agent for and on Behalf of Global Sme Growth Fund LP. | A registered charge | 1 property | 03/08/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (42 total)
accounts-with-accounts-type-small
accounts · AA
2026-01-07
appoint-person-director-company-with-name-date
officers · AP01
2025-10-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-10-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-10-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-10-21
termination-director-company-with-name-termination-date
officers · TM01
2025-10-21
termination-director-company-with-name-termination-date
officers · TM01
2025-10-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-10-21
termination-director-company-with-name-termination-date
officers · TM01
2025-10-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-10-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-08
appoint-person-director-company-with-name-date
officers · AP01
2025-02-03
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-09-30