A&I PROPERTIES (HULL) LIMITED
🏛️Establishedactive
12719287 · ltd · incorporated 2020-07-04
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£78.5k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 66-year-old founder — textbook succession opportunity.
Opportunity 74/100 (strong), bankability 57/100. Strong seller-intent signal (60/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
8 live charges · 3 lenders · oldest 3.7y
5/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~3.7 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £78,489
Cash draining
Cash down 83% YoY
Cash YoY
-83%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£8k
↓ 83% YoY
Net Worth
£78k
↑ 169% YoY
Current Assets
£11k
↓ 78% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £781.0k | £619.0k |
| Current assets | £10.9k | £48.9k |
| Cash | £8.0k | £48.0k |
| Debtors | £2.9k | £980 |
| Net assets | £78.5k | £29.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-07-07📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-10-09📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-09-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-18🔒Charge registered #8Lender: Shawbrook Bank Limited
- 2023-10-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-02🔒Charge registered #7Lender: Paragon Bank PLC
- 2023-07-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-14🔒Charge registered #5Lender: Paragon Bank PLC
- 2023-07-07🔒Charge registered #6Lender: Paragon Bank PLC
- 2023-07-07🔒Charge registered #4Lender: Paragon Bank PLC
- 2023-06-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-04-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-31🔒Charge registered #3Lender: Paragon Bank PLC
- 2023-03-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-10🔒Charge registered #2Lender: Paragon Bank PLC
- 2022-11-18📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-10-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-10🔒Charge registered #1Lender: Aldermore Bank PLC
- 2022-03-30📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-03-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-03-29📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2020-07-04🏢Company incorporatedAs A&I PROPERTIES (HULL) LIMITED
- 2020-07-04➕ANDERSON, Anita appointeddirector
- 2020-07-04➕ANDERSON, Ian appointeddirector
- 2020-07-04📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low8 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Anita Anderson Individual · British · DOB 02/1965 · age 61 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 04/07/2020 |
Mr Ian Anderson Individual · British · DOB 04/1960 · age 66 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 04/07/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · HU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 33 PROPERTIES LTD→ 15197982 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 4 QUARTERS MANAGEMENT LTD→ 13251160 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 786 INVESTMENT PROPERTY LTD→ 16118234 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A AND T PROPERTY (1) LTD→ 15886586 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABGM LTD→ 16215884 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AC RHOADES LIMITED→ 13575276 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACAS INVESTMENTS LTD→ 10273030 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACCOMMODATION CENTRE (HULL) LIMITED→ 01140416 · est 1973 · no financials extracted | — | — | — | — | 52y | — | — |
| ACEY PROPERTIES LIMITED→ 14966662 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACF RESIDENTIAL HOLDINGS LIMITED→ 16497576 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACKLAMS PROPERTIES LIMITED→ 06166907 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| ACTA PROPRIETAS LTD→ 14679964 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-07-04
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
1 Thamesbrook Woodleigh Drive
Sutton
East Yorkshire
HU7 4WL
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-17
Last: 2025-07-03
Officers (2 active · 0 resigned)
ANDERSON, Anita→
Activedirector · ~61y · appointed 2020-07-04
View their other companies + combined net worth →
ANDERSON, Ian→
Activedirector · ~66y · appointed 2020-07-04
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
8
Outstanding
3
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 18/09/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 02/10/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 14/07/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 07/07/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 07/07/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 2 properties | 31/03/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 10/03/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 10/10/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (21 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-08
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-07-07
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-10-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-03
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-06-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-04-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-03-13
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-11-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-10-17