ALWAYS VFM LTD
🏛️Establishedactive
12892598 · ltd · incorporated 2020-09-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£2.46M
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Security dealing on own account
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle. Family succession underway — not a classic acquisition target.
Opportunity 78/100 (strong), bankability 85/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 2.7y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 2.7 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (5 active, 5 linked, 5 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £2,455,856
Key financials
2 years extracted from filed iXBRL accountsCash
£9.2m
Net Worth
£2.5m
↑ 122% YoY
Current Assets
£62m
↑ 39% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £26.56M | £17.96M |
| Current assets | £61.96M | £44.67M |
| Cash | £9.25M | — |
| Debtors | £52.71M | £44.67M |
| Net assets | £2.46M | £1.11M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-30🔓Charge satisfied #1
- 2024-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-21➕SIMKIN, Clare Swara appointeddirector
- 2024-06-21➕SIMKIN, Tana Amani appointeddirector
- 2023-10-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-06🔒Charge registered #1Lender: Cbre Loan Services Limited
- 2023-06-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-24➕CRAWFORD, Adam Timothy Stephen appointeddirector
- 2023-05-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-06-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-05-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-05-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-05-16➕FAWSITT, Chloe Helen, Dr appointeddirector
- 2021-03-22📄change-person-director-company-with-change-dateofficers · CH01
- 2020-09-21🏢Company incorporatedAs ALWAYS VFM LTD
- 2020-09-21➕FAWSITT, Adam appointeddirector
- 2020-09-21📄incorporation-companyincorporation · NEWINC
Owner dependency
56/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Adam Fawsitt Individual · British · DOB 11/1967 · age 59 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 12/05/2022 |
1 historic (ceased) PSC
- Chloe Fawsittceased 12/05/2022· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ADVANCED RESEARCH CLUSTERS GP LIMITED→ 04233559 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| ADVANCED RESEARCH CLUSTERS HOLDCO LIMITED→ 10951871 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AJW ASSET MANAGEMENT LTD→ 11457152 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AKJEL LIMITED→ 15650308 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ALFRED COVER LIMITED→ 16660851 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALISTAIR REDHOUSE MORTGAGE SERVICES LTD→ 16988991 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AMBER WEALTH CREATION LIMITED→ 04870073 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| AMICA CORPORATE FINANCE LIMITED→ 15921884 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| APPLIED ACTUARIAL SYSTEMS LIMITED→ 07625040 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ARC LP (UK) LIMITED→ 02805620 · est 1993 · no financials extracted | — | — | — | — | 33y | — | — |
| ARCHER FAMILY LIMITED→ 13407734 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ARIO ADVISORY LIMITED→ 10183707 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-09-21
Jurisdictionengland-wales
Primary SIC64991 — Security dealing on own account
Registered office
25a Market Square
Bicester
OX26 6AD
United Kingdom
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-06-03
Last: 2026-05-20
Officers (5 active · 0 resigned)
CRAWFORD, Adam Timothy Stephen→
Activedirector · ~53y · appointed 2023-05-24
View their other companies + combined net worth →
FAWSITT, Adam→
Activedirector · ~59y · appointed 2020-09-21
View their other companies + combined net worth →
FAWSITT, Chloe Helen, Dr→
Activedirector · ~50y · appointed 2022-05-16
View their other companies + combined net worth →
SIMKIN, Clare Swara→
Activedirector · ~24y · appointed 2024-06-21
View their other companies + combined net worth →
SIMKIN, Tana Amani→
Activedirector · ~22y · appointed 2024-06-21
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Cbre Loan Services Cbre Loan Services Limited | A registered charge | 1 property | 06/10/2023 | 30/10/2024 |
Recent filings (21 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-28
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-25
appoint-person-director-company-with-name-date
officers · AP01
2024-06-23
appoint-person-director-company-with-name-date
officers · AP01
2024-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-10
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-30
appoint-person-director-company-with-name-date
officers · AP01
2023-05-24
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-15
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-20
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-05-20