SAI KUTUMBH LTD
🏛️Establishedactive
12906874 · ltd · incorporated 2020-09-25
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£66.2k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Renting and operating of Housing Association real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 1.5y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.5 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £66,174
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£66k
↑ 2.4% YoY
Current Assets
£784
↓ 15% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-28 |
|---|---|---|
| Total assets | £108.3k | £64.6k |
| Current assets | £784 | £922 |
| Net assets | £66.2k | £64.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-11-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-12-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-11-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-21🔒Charge registered #1Lender: Romaco Spv 2 Limited
- 2024-09-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-17📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-03-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-15📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-12-17📄gazette-filings-brought-up-to-dategazette · DISS40
- 2021-12-14📄gazette-notice-compulsorygazette · GAZ1
- 2021-12-08📄legacymiscellaneous · RPCH01
- 2021-09-03📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-03📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-09-25🏢Company incorporatedAs SAI KUTUMBH LTD
- 2020-09-25➕CHATURVEDI, Anuj appointeddirector
- 2020-09-25➕CHATURVEDI, Mona appointeddirector
- 2020-09-25📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Mona Chaturvedi Individual · British · DOB 01/1972 · age 54 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 25/09/2020 |
Mr Anuj Chaturvedi Individual · British · DOB 07/1971 · age 55 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/09/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · M postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 REGENT INVESTMENT LIMITED→ 12447234 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 1 SPINNINGFIELDS DEVELOPMENTS LTD→ 05931958 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 1 SPINNINGFIELDS INVESTMENTS LTD→ 07278023 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 102 PROPERTY GROUP LTD→ 15793846 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 105DS LIMITED→ 11495098 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 108 NEWPORT LIMITED→ 17107292 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 119 OXFORD STREET LTD→ 15001356 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 12 JASPER LTD→ 14146952 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 128 HOLDINGS LTD→ 13842751 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 135 GROSVENOR ROAD LIMITED→ 16827383 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 14-16 CURZON AVENUE LIMITED→ 04303267 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| 1418 LIMITED→ 09752017 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-09-25
Jurisdictionengland-wales
Primary SIC68201 — Renting and operating of Housing Association real estate
Registered office
Ams Accountants Medical Limited Floor 2
9 Portland Street
Manchester
M1 3BE
United Kingdom
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-10-18
Last: 2025-10-04
Officers (2 active · 0 resigned)
CHATURVEDI, Anuj→
Activedirector · ~55y · appointed 2020-09-25
View their other companies + combined net worth →
CHATURVEDI, Mona→
Activedirector · ~54y · appointed 2020-09-25
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Romaco Spv 2 Romaco Spv 2 Limited | A registered charge | 1 property | 21/11/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (23 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-02-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-23
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-10
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-06-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-28
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-23
accounts-with-accounts-type-dormant
accounts · AA
2022-06-15