AVALON FS LTD

🏛️Establishedactive
12923447 · ltd · incorporated 2020-10-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-1.3k
book net assets
Opportunity
77/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 64999Financial intermediation not elsewhere classified
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 77/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Deleverage or restructure. Leverage at 100% of assets — consider sale of non-core assets or equity injection. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £1,317
High leverage
Liabilities are 100% of total assets
Net assets shrinking
Down £10,337 YoY
Leverage
100%
Liabilities / Total assets

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
-£1k
↓ 115% YoY
Current Assets
£25k
↑ 41% YoY
Current Liabilities
—
-£1k£4k£9k£14k£20k£25kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£36.8k£17.6k
Current assets£24.7k£17.6k
Net assets£-1.3k£9.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2026-03-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-10-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-10-16
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2025-10-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2025-10-10
    ➕
    MISTRY, Gurupritsinh Nirmalsinh appointed
    director
  6. 2025-08-22
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2024-12-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2023-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2023-11-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2023-04-10
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2023-04-06
    ➖
    WHITESIDE, Alice Marian resigned
    director
  12. 2023-03-28
    📄
    capital-allotment-shares
    capital · SH01
  13. 2023-03-28
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  14. 2023-03-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2022-12-16
    📄
    capital-allotment-shares
    capital · SH01
  16. 2022-12-16
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  17. 2022-12-16
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  18. 2022-11-28
    ➕
    WHITESIDE, Alice Marian appointed
    director
  19. 2022-11-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2022-11-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2022-09-13
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  22. 2022-08-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  23. 2022-06-10
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  24. 2020-10-02
    🏢
    Company incorporated
    As AVALON FS LTD
  25. 2020-10-02
    ➕
    WHITESIDE, David Preston appointed
    director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 80 — succession pressure is live.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr David Preston Whiteside
Individual · British · DOB 11/1946 · age 80
75–100%
75–100%board control75-100% shares · 75-100% voting · board control02/10/2020
1 historic (ceased) PSC
  • Mrs Alice Marian Whitesideceased 10/03/2023· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · DN postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
AGENTS OF TIME- FINANCIAL PLANNING LTD→
12337687 · est 2019 · no financials extracted
————6y——
AL SUHOOL AL MUZDAHIRA AL JADEEDA FOR INVESTMENT LTD→
16920101 · est 2025 · no financials extracted
———————
AL-BARASEEN FOR CONTRACTING AND GENERAL TRADING LTD→
16902136 · est 2025 · no financials extracted
———————
ALDBOROUGH FINANCE LIMITED→
02081224 · est 1986 · no financials extracted
————39y——
ALLIANCE PROPERTY FINANCE LIMITED→
14441524 · est 2022 · no financials extracted
————3y——
ALPHA ASSETABLE LTD→
15755299 · est 2024 · no financials extracted
————1y——
ANDREW RUSSELL LIMITED→
11566715 · est 2018 · no financials extracted
————7y——
ARLINGTON INSURANCE SERVICES LIMITED→
05356494 · est 2005 · no financials extracted
————21y——
ASPEN NORTH FINANCIAL STRATEGIES LIMITED→
16686333 · est 2025 · no financials extracted
———————
ATWOOD BENEFITS UK LIMITED→
05414150 · est 2005 · no financials extracted
————21y——
AUSTIN & CO FINANCIAL CONSULTANTS LIMITED→
05541806 · est 2005 · no financials extracted
————20y——
BALENS LIMITED→
04931050 · est 2003 · no financials extracted
————22y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-10-02
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies

Registered office

11 Folder Lane
Sprotbrough
Doncaster
DN5 7PD
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-15
Last: 2025-10-01

Officers (2 active · 1 resigned)

MISTRY, Gurupritsinh Nirmalsinh→
director · ~40y · appointed 2025-10-10
View their other companies + combined net worth →
Active
WHITESIDE, David Preston→
director · ~80y · appointed 2020-10-02
View their other companies + combined net worth →
Active
WHITESIDE, Alice Marian→
director · ~72y · appointed 2022-11-28 · resigned 2023-04-06
Resigned

Click a director name to see their full track record across all companies.

Recent filings (27 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-16
change-person-director-company-with-change-date
officers · CH01
2025-10-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-16
appoint-person-director-company-with-name-date
officers · AP01
2025-10-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-22
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-14
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-22
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-15
termination-director-company-with-name-termination-date
officers · TM01
2023-04-10
capital-allotment-shares
capital · SH01
2023-03-28
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-03-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-03-28