AARIA ESTATES LIMITED
- · Oldest live charge 4.3y old — refinance window within 12 months
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 4.3y
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~4.3 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £101.7k | £101.7k |
| Current assets | £8.5k | £7.7k |
| Net assets | £1.2k | £1.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (10 events)Click to expand
- 2025-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-08🔒Charge registered #1Lender: Belmont Green Finance Limited Trading as Vida Homeloans
- 2022-03-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-06🏢Company incorporatedAs AARIA ESTATES LIMITED
- 2020-10-06➕KARIR, Harjinder Singh appointeddirector
- 2020-10-06➕KARIR, Nilam appointeddirector
- 2020-10-06📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Harjinder Singh Karir Individual · British · DOB 06/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/10/2020 |
Mrs Nilam Karir Individual · British · DOB 02/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/10/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 42 BEDFORD STREET LTD→ 16143732 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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| AADYARAM LTD→ 12215992 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AAKP INVESTMENT LTD.→ 13914855 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AALIA PROPERTIES LIMITED→ 14150977 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AANISH PROPERTY LIMITED→ 16471618 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AARA PROPERTIES LTD→ 14126314 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AARIB PROPERTY MANAGEMENT LTD→ 12160280 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AARUBI ESTATE LTD→ 12855312 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AASHIANA PROPERTIES LIMITED→ 11993916 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AASHRIMA LTD→ 12829687 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Belmont Green Finance Trading as Vida Homeloans Belmont Green Finance Limited Trading as Vida Homeloans | A registered charge | 1 property | 08/04/2022 | — |