1 CT LTD

🏛️Establishedactive
13021273 · ltd · incorporated 2020-11-15
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
book net assets
Opportunity
73/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 73/100 (strong), bankability 65/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 2.4y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 2.4 years old — likely still in initial term.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
17 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Average employees3300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 accounts
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2025-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-01-03
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2023-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-12-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2023-12-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2023-12-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2023-12-18
    🔒
    Charge registered #4
    Lender: Jordan International Bank PLC
  9. 2023-12-18
    🔒
    Charge registered #3
    Lender: Jordan International Bank PLC
  10. 2023-12-18
    🔒
    Charge registered #2
    Lender: Fairbairn Services LTD
  11. 2023-12-18
    🔒
    Charge registered #1
    Lender: Fairbairn Services LTD
  12. 2023-08-07
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2023-08-07
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2023-08-04
    RUDDY, Patrick Ryan appointed
    director
  15. 2023-08-04
    STANLEY, Rupert Patrick Morton appointed
    director
  16. 2022-08-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2022-07-25
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  18. 2020-11-15
    🏢
    Company incorporated
    As 1 CT LTD
  19. 2020-11-15
    THOMSON, Duncan appointed
    director
  20. 2020-11-15
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

50/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

Succession & seller-readiness

30/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Lordship Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Lordship Holdings Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
1 CT LTD
This company · 13021273

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Lordship Holdings Ltd
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control15/11/2020

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-11-15
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate

Registered office

Rutland House Minerva Business Park
Lynch Wood
Peterborough
PE2 6PZ
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-28
Last: 2025-11-14

Officers (3 active · 0 resigned)

RUDDY, Patrick Ryan
director · ~43y · appointed 2023-08-04
View their other companies + combined net worth →
Active
STANLEY, Rupert Patrick Morton
director · ~41y · appointed 2023-08-04
View their other companies + combined net worth →
Active
THOMSON, Duncan
director · ~43y · appointed 2020-11-15
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
4
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Jordan International Bank
Jordan International Bank PLC
A registered charge2 properties18/12/2023
outstanding
Jordan International Bank
Jordan International Bank PLC
A registered charge2 properties18/12/2023
outstanding
Fairbairn Services
Fairbairn Services LTD
A registered charge2 properties18/12/2023
outstanding
Fairbairn Services
Fairbairn Services LTD
A registered charge2 properties18/12/2023
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (17 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-03
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-14
appoint-person-director-company-with-name-date
officers · AP01
2023-08-07
appoint-person-director-company-with-name-date
officers · AP01
2023-08-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-16
accounts-with-accounts-type-micro-entity
accounts · AA
2022-08-15
change-account-reference-date-company-previous-extended
accounts · AA01
2022-07-25