ACTIV8 PROPERTY MANAGEMENT LTD
🏛️Establishedactive
13043643 · ltd · incorporated 2020-11-25
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
6 live charges · 5 lenders · oldest 5.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 5.3 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 mortgage
Last 180 days
2
filings
- • 2 mortgage
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-05-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-05-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-05-05🔓Charge satisfied #3
- 2026-05-05🔓Charge satisfied #1
- 2025-08-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-09-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-22🔒Charge registered #6Lender: Onesavings Bank PLC
- 2023-09-22🔒Charge registered #5Lender: Onesavings Bank PLC
- 2023-09-22🔓Charge satisfied #4
- 2023-04-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-07🔒Charge registered #4Lender: Paratus Amc Limited
- 2022-08-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-22🔒Charge registered #3Lender: Shawbrook Bank Limited
- 2021-08-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-11🔒Charge registered #2Lender: Paragon Bank PLC
- 2021-03-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-11🔒Charge registered #1Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2020-11-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-11-25🏢Company incorporatedAs ACTIV8 PROPERTY MANAGEMENT LTD
- 2020-11-25➕MCGRATH, Daniel Michael appointeddirector
- 2020-11-25➕MCGRATH, Sairee appointeddirector
- 2020-11-25📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Daniel Michael Mcgrath Individual · British · DOB 11/1976 · age 50 | 75–100% | — | 75-100% shares | 25/11/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABODE NUMBER ONE LIMITED→ 16095051 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABPM HOLDINGS LIMITED→ 12188771 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ABSTRACTION ESTATES LTD→ 16207762 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AC FAMILY INVESTMENT LTD→ 16176496 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ACCOUNTING ADVICE BRISTOL LTD→ 11285856 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ACTO PROPERTIES LIMITED→ 16336228 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADAM CHURCH LIMITED→ 07007674 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ADAMANT (CLEVEDON) LIMITED→ 11119021 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADAMANT (TRIANGLE) LIMITED→ 11474825 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ADAMANT (WICKWAR) LIMITED→ 12061661 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADAMEK PROPERTY LTD→ 10700133 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ADAMFORT LTD→ 15605286 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-11-25
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
33 Overnhill Road
Bristol
South Gloucestershire
BS16 5DS
United Kingdom
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-12-08
Last: 2025-11-24
Officers (2 active · 0 resigned)
MCGRATH, Daniel Michael→
Activedirector · ~50y · appointed 2020-11-25
View their other companies + combined net worth →
MCGRATH, Sairee→
Activedirector · ~53y · appointed 2020-11-25
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
3
Outstanding
2
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 22/09/2023 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 22/09/2023 | — | |
| satisfied | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 07/09/2022 | 22/09/2023 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 22/02/2022 | 05/05/2026 | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 11/08/2021 | — | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 11/03/2021 | 05/05/2026 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (20 total)
mortgage-satisfy-charge-full
mortgage · MR04
2026-05-05
mortgage-satisfy-charge-full
mortgage · MR04
2026-05-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-26
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-06
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-22
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-08
accounts-with-accounts-type-micro-entity
accounts · AA
2022-08-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-02-23