4KONCEPT LTD
💤Zombieactive
13199124 · ltd · incorporated 2021-02-12
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£-5.9k
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 70/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
10 live charges · 4 lenders · oldest 4.2y
5/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.2 years — mid-life; refi window approaching.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £5,904
Net assets shrinking
Down £23,412 YoY
Cash YoY
+329%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£37k
↑ 329% YoY
Net Worth
-£6k
↓ 134% YoY
Current Assets
£37k
↑ 325% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Total assets | £353.2k | £199.3k |
| Current assets | £36.7k | £8.6k |
| Cash | £36.6k | £8.5k |
| Debtors | £100 | £99 |
| Net assets | £-5.9k | £17.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
- 2025-12-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-23🔒Charge registered #10Lender: Aldermore Bank PLC
- 2025-04-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-15🔒Charge registered #9Lender: The Mortgage Works (UK) PLC
- 2024-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-28🔒Charge registered #7Lender: The Mortgage Works (UK) PLC
- 2024-08-27🔒Charge registered #8Lender: The Mortgage Works (UK) PLC
- 2024-06-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-28📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-06-27➖PESSONI DE PADUA CHIMENTON, Elisa resigneddirector
- 2023-11-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-22🔒Charge registered #6Lender: Together Commercial Finance Limited
- 2023-10-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-29🔒Charge registered #5Lender: Together Commercial Finance Limited
- 2023-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-23🔒Charge registered #4Lender: Landbay Partners Limited
- 2023-04-27📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-27📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-04-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-04-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-03-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-20🔒Charge registered #3Lender: Landbay Partners Limited
- 2022-11-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-18🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2022-03-18🔒Charge registered #1Lender: Together Commercial Finance Limited
- 2021-02-12🏢Company incorporatedAs 4KONCEPT LTD
- 2021-02-12➕GOMEZ ARMESTO, Gaston appointeddirector
- 2021-02-12➕PESSONI DE PADUA CHIMENTON, Elisa appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 low10 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gaston Gomez Armesto Individual · British · DOB 03/1979 · age 47 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 12/02/2021 |
1 historic (ceased) PSC
- Mrs Elisa Pessoni De Padua Chimentonceased 27/06/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · DE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3-EIGHT PROPERTY SOLUTIONS LTD→ 12501577 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 32-34 MARKET STREET LIMITED→ 12022556 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 34 HIGH STREET LTD→ 14430039 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 37 WARD STREET LIMITED→ 14624455 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 398 DUFFIELD RD MANAGEMENT COMPANY LIMITED→ 12549561 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 3G'S HINIT PROPERTY LTD→ 16295087 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 3S GLOBAL PROPERTY LTD→ 11809519 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 4 VISION PROPERTY LIMITED→ 15471842 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 4 YOU ALL PROPERTY LIMITED→ 12776812 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 4U PROPERTY GROUP LIMITED→ 17129995 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 5 GRESHAM ROAD LIMITED→ 14500537 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 5 RIVER PROPERTIES LTD→ 11207773 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-02-12
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Unit 1 Derwent Business Centre
Clarke Street
Derby
DE1 2BU
England
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-07-12
Last: 2025-06-28
Officers (1 active · 1 resigned)
GOMEZ ARMESTO, Gaston→
Activedirector · ~47y · appointed 2021-02-12
View their other companies + combined net worth →
PESSONI DE PADUA CHIMENTON, Elisa→
Resigneddirector · ~43y · appointed 2021-02-12 · resigned 2024-06-27
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
10
Outstanding
4
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 23/07/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 15/04/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 28/08/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 27/08/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 22/10/2023 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 29/09/2023 | — | |
| outstanding | Landbay Landbay Partners Limited | A registered charge | 1 property | 23/06/2023 | — | |
| outstanding | Landbay Landbay Partners Limited | A registered charge | 1 property | 20/03/2023 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 18/03/2022 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 18/03/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (28 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-01
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-28
termination-director-company-with-name-termination-date
officers · TM01
2024-06-28
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-06-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-13