DC BESPOKE FINANCIAL PLANNING LTD
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2026-04-05 | 2025-04-05 |
|---|---|---|
| Total assets | £42.6k | £4.0k |
| Current assets | £102.0k | £46.3k |
| Cash | £54.0k | £9.6k |
| Debtors | £48.0k | £36.6k |
| Net assets | £42.3k | £4.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (13 events)Click to expand
- 2026-07-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-04📄capital-name-of-class-of-sharescapital · SH08
- 2023-09-04📄capital-name-of-class-of-sharescapital · SH08
- 2023-01-06📄capital-allotment-sharescapital · SH01
- 2022-10-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-26📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2021-02-26🏢Company incorporatedAs DC BESPOKE FINANCIAL PLANNING LTD
- 2021-02-26➕BURGESS, Lucy Anne appointedsecretary
- 2021-02-26➕CRABBE, David Johnothan, Mr. appointeddirector
- 2021-02-26📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr. David Johnothan Crabbe Individual · British · DOB 05/1981 · age 45 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 26/02/2021 |
Miss Lucy Anne Burgess Individual · British · DOB 03/1984 · age 42 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 26/02/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
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