BATH AND WEST FINANCE 9 LIMITED
🏛️Establishedactive
13240262 · ltd · incorporated 2021-03-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 3 address
- • 1 persons-with-significant-control
Last 180 days
9
filings
- • 3 address
- • 2 persons-with-significant-control
- • 2 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-04-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-04-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-04-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-04-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-03-09✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2026-03-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC03
- 2025-12-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-12-22📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-04-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-04-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-02📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-01➕BIGWOOD, John Peter appointeddirector
- 2025-04-01➕DRUCE, Damien Rodney Lee appointeddirector
- 2025-03-31➖BRAYBROOK, Scott Lawrence resigneddirector
- 2024-12-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-05-01➕BRAYBROOK, Scott Lawrence appointeddirector
- 2024-05-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-03-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-03-21📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-03-02🏢Company incorporatedAs BATH AND WEST FINANCE 9 LIMITED
- 2021-03-02➕SMITH, Martyn Scott appointeddirector
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 med · 1 lowName changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2026-03-09: certificate-change-of-name-company
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bath And West Finance Limited Individual | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence · firm interest | 02/03/2025 |
1 historic (ceased) PSC
- Mr Martyn Scott Smithceased 02/03/2025· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ASSURITY SOLUTIONS LTD→ 07130206 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| BATH AND WEST FINANCE 5 LIMITED→ 14653934 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BATH AND WEST FINANCE 6 LIMITED→ 15955827 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BATH AND WEST FINANCE 8 LIMITED→ 13986266 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BERRYWELL NUTRITION LIMITED→ 14447570 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BEST MORTGAGE ADVISER LTD→ 11347700 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BETH @ BEEWISE FS LIMITED→ 16001929 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BEVAN MONEY FINANCIAL LIMITED→ 15048945 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BIRNBECK FINANCE LIMITED→ 01158939 · est 1974 · no financials extracted | — | — | — | — | 52y | — | — |
| BISLEY HOUSE BAR AND RESTAURANT LTD→ 16360643 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BLACK PEARL CAPITAL MANAGEMENT LTD→ 11904700 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BLACK PORCELAIN INVESTMENTS LTD→ 12837005 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-03-02
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies
Registered office
York House 1300 Parkway North
Stoke Gifford
Bristol
BS34 8YU
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-03-15
Last: 2026-03-01
Officers (3 active · 1 resigned)
BIGWOOD, John Peter→
Activedirector · ~59y · appointed 2025-04-01
View their other companies + combined net worth →
DRUCE, Damien Rodney Lee→
Activedirector · ~47y · appointed 2025-04-01
View their other companies + combined net worth →
SMITH, Martyn Scott→
Activedirector · ~65y · appointed 2021-03-02
View their other companies + combined net worth →
BRAYBROOK, Scott Lawrence→
Resigneddirector · ~58y · appointed 2024-05-01 · resigned 2025-03-31
Click a director name to see their full track record across all companies.
Recent filings (28 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-28
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-01
certificate-change-of-name-company
change-of-name · CERTNM
2026-03-09
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC03
2026-03-07
accounts-with-accounts-type-dormant
accounts · AA
2025-12-24
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-12-22
accounts-with-accounts-type-dormant
accounts · AA
2025-04-25
appoint-person-director-company-with-name-date
officers · AP01
2025-04-07
change-person-director-company-with-change-date
officers · CH01
2025-04-07
change-person-director-company-with-change-date
officers · CH01
2025-04-07
appoint-person-director-company-with-name-date
officers · AP01
2025-04-02
change-person-director-company-with-change-date
officers · CH01
2025-04-02