BATH AND WEST FINANCE 6 LIMITED
🌱Startupactive
15955827 · ltd · incorporated 2024-09-13
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£54.6k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 76/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 1.6y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.6 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 5 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £54,596
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
£55k
Current Assets
£75k
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 |
|---|---|
| Total assets | £54.6k |
| Current assets | £75.0k |
| Net assets | £54.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 address
- • 1 accounts
Last 180 days
3
filings
- • 2 address
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-04-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-04-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-12-22📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-04-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-01➕ANDERSON, Matthew James Robert appointeddirector
- 2025-04-01➕BIGWOOD, John Peter appointeddirector
- 2025-04-01➕DRUCE, Damien Rodney Lee appointeddirector
- 2025-03-31➖BRAYBROOK, Scott Lawrence resigneddirector
- 2024-12-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-18🔒Charge registered #1Lender: Red Oak Sv (Lux) S.A.R.L.
- 2024-09-13🏢Company incorporatedAs BATH AND WEST FINANCE 6 LIMITED
- 2024-09-13➕SMITH, Martyn Scott appointeddirector
- 2024-09-13➕BRAYBROOK, Scott Lawrence appointeddirector
- 2024-09-13📄incorporation-companyincorporation · NEWINC
Owner dependency
60/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Young company: Only 1.8 years old — management layer unlikely to be developed.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Bath And West Finance Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Bath And West Finance Ltd
Corporate parent · holds 75-100% shares · board control
⬇
BATH AND WEST FINANCE 6 LIMITED
This company · 15955827
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bath And West Finance Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 13/09/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CAPITAL EQUIPMENT FINANCE LTD→ 09264050 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CARDIFF UNIVERSITY PENSION FUND TRUSTEE LIMITED→ 16886100 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CENTIVA CAPITAL UK LTD→ 12306117 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CF GENERAL PARTNER LIMITED→ 12025521 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CGL CONSULTING GROUP LTD→ 16767287 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CHALLENGER FINANCIAL ADVISERS LIMITED→ 17038611 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CJ HOLE FINANCIAL SERVICES LTD→ 16102317 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CLEARORBIT LIMITED→ 05457469 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| CLIFTON COMPLIANCE SERVICES LTD→ 06529425 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| CLIFTON WEALTH PARTNERSHIP PORTISHEAD LIMITED→ 10878208 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CMA MORTGAGE BROKERS LTD→ 16019660 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| COAST FINANCE UK LIMITED→ 00498680 · est 1951 · no financials extracted | — | — | — | — | 74y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-09-13
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies
Registered office
York House 1300 Parkway North
Stoke Gifford
Bristol
BS34 8YU
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-09-26
Last: 2025-09-12
Officers (4 active · 1 resigned)
ANDERSON, Matthew James Robert→
Activedirector · ~62y · appointed 2025-04-01
View their other companies + combined net worth →
BIGWOOD, John Peter→
Activedirector · ~59y · appointed 2025-04-01
View their other companies + combined net worth →
DRUCE, Damien Rodney Lee→
Activedirector · ~47y · appointed 2025-04-01
View their other companies + combined net worth →
SMITH, Martyn Scott→
Activedirector · ~65y · appointed 2024-09-13
View their other companies + combined net worth →
BRAYBROOK, Scott Lawrence→
Resigneddirector · ~58y · appointed 2024-09-13 · resigned 2025-03-31
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Red Oak Sv (Lux) S.A.R.L. | A registered charge | — | 18/11/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (13 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-01
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-31
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-25
appoint-person-director-company-with-name-date
officers · AP01
2025-04-07
appoint-person-director-company-with-name-date
officers · AP01
2025-04-07
change-person-director-company-with-change-date
officers · CH01
2025-04-07
change-person-director-company-with-change-date
officers · CH01
2025-04-07
appoint-person-director-company-with-name-date
officers · AP01
2025-04-02
termination-director-company-with-name-termination-date
officers · TM01
2025-04-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-04
incorporation-company
incorporation · NEWINC
2024-09-13