ALUMIA SMRF LTD
🏛️Establishedactive
13288486 · ltd · incorporated 2021-03-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
£1
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£1
~ YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2026-03-31 | 2025-03-31 |
|---|---|---|
| Total assets | £1 | £1 |
| Debtors | £1 | £1 |
| Net assets | £1 | £1 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
6
filings
- • 4 persons-with-significant-control
- • 1 confirmation-statement
- • 1 accounts
Last 180 days
7
filings
- • 4 persons-with-significant-control
- • 2 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2026-03-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-19📄change-to-a-person-with-significant-control-without-name-datepersons-with-significant-control · PSC04
- 2023-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-11📄change-person-director-company-with-change-dateofficers · CH01
- 2023-05-11📄change-person-director-company-with-change-dateofficers · CH01
- 2023-05-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-05-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-05-09📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-04-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-04-14📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-02-28📄gazette-notice-compulsorygazette · GAZ1
- 2021-12-23📄change-person-director-company-with-change-dateofficers · CH01
- 2021-12-23📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-24🏢Company incorporatedAs ALUMIA SMRF LTD
- 2021-03-24➕LŮER, Marcus Otto appointeddirector
- 2021-03-24➕SAAB, David appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Marcus Otto Lüer Individual · German · DOB 05/1968 · age 58 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 24/03/2021 |
Mr David Saab Individual · French · DOB 07/1979 · age 47 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 24/03/2021 |
1 historic (ceased) PSC
- Mr Marcus Otto Lüerceased 24/03/2021· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADR GROUP LIMITED→ 02876683 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
| AGILE SPECIALIST CONSULTANCY LIMITED→ 13608837 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AGODECOTT LTD→ 13525883 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AH ASSETS FOR LIFE LTD→ 15600606 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AIMD INVESTMENT LTD→ 16183406 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALIGN PROPERTY FINANCE LIMITED→ 15184216 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALIGNED HORIZONS LTD→ 16051406 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALL IN A LINE LTD→ 12972804 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALLCLAIMS CONSULTANCY LIMITED→ 13271211 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ALPINE INSURANCE SERVICES LIMITED→ 01999925 · est 1986 · no financials extracted | — | — | — | — | 40y | — | — |
| ALUMIA PARTNERSHIP (UK) LIMITED→ 16754365 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMA FINANCIAL SERVICES LIMITED→ 13174611 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-03-24
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Sutherland House
1759 London Road
Leigh-On-Sea
Essex
SS9 2RZ
Filing status
Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2027-04-06
Last: 2026-03-23
Officers (2 active · 0 resigned)
LŮER, Marcus Otto→
Activedirector · ~58y · appointed 2021-03-24
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Recent filings (29 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-16
accounts-with-accounts-type-dormant
accounts · AA
2026-03-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-18
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-17
accounts-with-accounts-type-dormant
accounts · AA
2025-12-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-31
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-25
change-to-a-person-with-significant-control-without-name-date
persons-with-significant-control · PSC04
2023-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-18
change-person-director-company-with-change-date
officers · CH01
2023-05-11
change-person-director-company-with-change-date
officers · CH01
2023-05-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-05-11