1AF2 LTD

💤Zombieactive
13382084 · ltd · incorporated 2021-05-07
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
73/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

1 live charge · oldest 4.8y

35/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Charge age ~4.8 years — mid-life; refi window approaching.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (56/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
  1. 2026-03-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-30
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  3. 2025-04-29
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  4. 2025-04-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2024-08-20
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  7. 2024-08-06
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  8. 2023-05-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2023-03-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2022-11-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2022-09-28
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2022-08-10
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  13. 2022-08-09
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  14. 2021-07-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2021-07-21
    🔒
    Charge registered #1
    Lender: White Amba LTD
  16. 2021-05-07
    🏢
    Company incorporated
    As 1AF2 LTD
  17. 2021-05-07
    ZAMBONI, Alessandro appointed
    director
  18. 2021-05-07
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Alessandro Zamboni
Individual · Italian · DOB 09/1978 · age 48
75100%
75–100%board control75-100% shares · 75-100% voting · board control07/05/2021

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2021-05-07
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Stocks Farm New Road
Rayne
Braintree
CM77 6SY
England

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-05-20
Last: 2026-05-06

Officers (1 active · 0 resigned)

ZAMBONI, Alessandro
director · ~48y · appointed 2021-05-07
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
White Amba
White Amba LTD
A registered charge21/07/2021
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (20 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-07
gazette-filings-brought-up-to-date
gazette · DISS40
2025-04-30
gazette-notice-compulsory
gazette · GAZ1
2025-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-27
gazette-filings-brought-up-to-date
gazette · DISS40
2024-08-20
gazette-notice-compulsory
gazette · GAZ1
2024-08-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-05-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-11-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-29