AFFLICK WHITE PROPERTIES LIMITED
🏛️Establishedactive
13395672 · ltd · incorporated 2021-05-14
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68201Renting and operating of Housing Association real estate
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · oldest 4.8y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~4.8 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
- 2026-02-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-08🔒Charge registered #2Lender: Paragon Bank PLC
- 2024-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-09-30🔒Charge registered #1Lender: Paragon Bank PLC
- 2021-05-14🏢Company incorporatedAs AFFLICK WHITE PROPERTIES LIMITED
- 2021-05-14➕WHITE, Andrew John appointeddirector
- 2021-05-14➕WHITE, Heidi Rosalyn appointeddirector
- 2021-05-14📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "WHITE" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew John White Individual · British · DOB 12/1970 · age 56 | 25–50% | — | 25-50% shares | 14/05/2021 |
Mrs Heidi Rosalyn White Individual · British · DOB 09/1972 · age 54 | 25–50% | — | 25-50% shares | 14/05/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · CH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADECOT PROPERTIES LIMITED→ 04911548 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ADELAE LTD→ 11877678 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ADEVE PROPERTIES LIMITED→ 16638659 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADI MESTI JADI LTD→ 16179720 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADT PROPERTY HOLDINGS LIMITED→ 09291165 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AFEMIA PROPERTY LTD→ 16310345 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AHS PROPERTY DEVELOPERS LIMITED→ 16399182 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AHW PROPERTY GROUP LTD→ 16451715 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AIC FORSTER PROPERTIES LIMITED→ 11778395 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AJ SILVER LININGS LTD→ 11894860 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AJ SKYBLUE LTD→ 12211307 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AJL VENTURES LIMITED→ 08937878 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-05-14
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
166 Banks Road West Kirby
Wirral
CH48 0RH
England
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-05-27
Last: 2026-05-13
Officers (2 active · 0 resigned)
WHITE, Andrew John→
Activedirector · ~56y · appointed 2021-05-14
View their other companies + combined net worth →
WHITE, Heidi Rosalyn→
Activedirector · ~54y · appointed 2021-05-14
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 08/10/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 30/09/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (12 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-19
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-30
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-10-06
incorporation-company
incorporation · NEWINC
2021-05-14