MISSION FINANCIAL PLANNING LIMITED
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-05 | 2024-04-05 |
|---|---|---|
| Total assets | £61.3k | £48.2k |
| Current assets | £77.3k | £60.6k |
| Cash | £68.9k | £53.3k |
| Debtors | £8.4k | £7.3k |
| Net assets | £29.3k | £16.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (9 events)Click to expand
- 2025-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-20📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-11-15📄capital-allotment-sharescapital · SH01
- 2021-07-20🏢Company incorporatedAs MISSION FINANCIAL PLANNING LIMITED
- 2021-07-20➕HENDERSON, Neil appointeddirector
- 2021-07-20📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Neil Henderson Individual · British · DOB 09/1979 · age 47 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 20/07/2021 |
Mrs Victoria Henderson Individual · British · DOB 10/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 20/07/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · TD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BELLENDEAN LIMITED→ SC037568 · est 1962 | £1.60M £1.17M–£2.04M | — | — | 0 | 64y | 76 | 57y |
| BERRYBURN FARMING COMPANY LIMITED→ 00831492 · est 1964 | — | — | — | 2 | 61y | 82 | 65y |
| MAUNA HOLDINGS LIMITED→ SC170659 · est 1996 · no financials extracted | — | — | — | — | 29y | 82 | 71y |
| DEANS SECRETARIES LTD.→ SC287811 · est 2005 | — | — | — | — | 20y | 81 | 62y |
| THE BUCCLEUCH ESTATES PENSION TRUSTEE COMPANY LIMITED→ SC220332 · est 2001 | — | — | £0 | — | 25y | 81 | 71y |
| AMI (ZIMBABWE) LTD.→ 03578384 · est 1998 | — | — | — | 100 | 28y | 80 | 77y |
| BEECH FINANCIAL SOLUTIONS LIMITED→ 07650790 · est 2011 | — | — | £692.6k | — | 15y | 80 | 63y |
| CARLINGNOSE ASSOCIATES LIMITED→ SC318391 · est 2007 | — | — | £1.04M | — | 19y | 80 | 72y |
| HMS FINANCIAL LIMITED→ SC399188 · est 2011 | — | — | — | 300 | 15y | 80 | 66y |
| COMPANY FUNDING OPTIONS LIMITED→ 09313307 · est 2014 | — | — | — | — | 11y | 79 | 67y |
| DIAMOND FINANCIAL SECURITY LTD→ SC412616 · est 2011 | — | — | £108 | — | 14y | 79 | 63y |
| RMCAF1 LTD→ 09512787 · est 2015 · no financials extracted | — | — | — | — | 11y | 79 | 63y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.