COMPARE THE MORTGAGE LIMITED
💤Zombieactive
13544357 · ltd · incorporated 2021-08-02
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£19.4k
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
ALSO REGISTERED FOR
- 64999Financial intermediation not elsewhere classified
- 66220Activities of insurance agents and brokers
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £19,412
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£19k
↑ 44% YoY
Current Assets
£62k
↓ 26% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £20.8k | £13.5k |
| Current assets | £61.8k | £83.8k |
| Net assets | £19.4k | £13.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-10-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-04📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-10-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-08-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-15📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2021-10-04➕MORLEY, Ashley John appointeddirector
- 2021-10-04➖MORLEY, Marion Grace resigneddirector
- 2021-10-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-10-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-10-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-10-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-10-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-08-02🏢Company incorporatedAs COMPARE THE MORTGAGE LIMITED
- 2021-08-02➕MORLEY, Marion Grace appointeddirector
- 2021-08-02📄incorporation-companyincorporation · NEWINC
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ashley John Morley Individual · British · DOB 02/1986 · age 40 | 75–100% | — | 75-100% shares | 04/10/2021 |
1 historic (ceased) PSC
- Mrs Marion Grace Morleyceased 04/10/2021· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| CIGNPOST CORPORATE LIMITED→ 15785909 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CMAC PROTECTION LTD→ 12755008 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CODEX CAPITAL PARTNERS (UK) LIMITED→ 08966146 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| COLDPIECE TWO LTD→ 13146171 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| COMPARE CAR FINANCE LTD→ 14659614 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CONNAUGHT CORPORATE SOLUTIONS LIMITED→ 05610250 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| COOPER CAPITAL ADVISORY LIMITED→ 16813581 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CORE BUSINESS FINANCE LIMITED→ 16556554 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CORE MORTGAGES LIMITED→ 06366188 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| CORROUR LIMITED→ 08024794 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| COSMOPOLITE GROUP LTD→ 17062447 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| COTTINGHAM FLETCHER & COMPANY LIMITED→ 05393696 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-08-02
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies
Registered office
G14 Ferneberga House
Alexandra Road
Farnborough
GU14 6DQ
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-29
Last: 2025-10-15
Officers (1 active · 1 resigned)
MORLEY, Ashley John→
Activedirector · ~40y · appointed 2021-10-04
View their other companies + combined net worth →
MORLEY, Marion Grace→
Resigneddirector · ~68y · appointed 2021-08-02 · resigned 2021-10-04
Click a director name to see their full track record across all companies.
Recent filings (22 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-10-13
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-29
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-10
change-person-director-company-with-change-date
officers · CH01
2023-10-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-10-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-10-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-01
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-09
change-account-reference-date-company-current-shortened
accounts · AA01
2022-03-15