92 MILL LANE (MACCLESFIELD) MANAGEMENT COMPANY LIMITED
Opportunity 70/100 (strong), bankability 52/100. Strong seller-intent signal (60/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
6 live charges · 3 lenders · oldest 3.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~3.9 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Total assets | £728.4k | £539.0k |
| Current assets | £1.0k | £2.9k |
| Cash | £324 | £1.2k |
| Debtors | £700 | £1.7k |
| Net assets | £-84.7k | £-11.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 3 mortgage
- • 3 mortgage
Corporate timeline (21 events)Click to expand
- 2026-04-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-23🔓Charge satisfied #5
- 2026-04-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-10🔒Charge registered #6Lender: Chetwood Financial Limited, Trading as Moda Mortgages
- 2026-04-10🔒Charge registered #5Lender: Modamortgages
- 2025-08-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-12🔒Charge registered #4Lender: Paragon Bank PLC
- 2025-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-23🔒Charge registered #3Lender: Paragon Bank PLC
- 2024-05-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-02🔒Charge registered #2Lender: Paragon Bank PLC
- 2022-07-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-30🔒Charge registered #1Lender: Paragon Bank PLC
- 2021-08-04🏢Company incorporatedAs 92 MILL LANE (MACCLESFIELD) MANAGEMENT COMPANY LIMITED
- 2021-08-04➕DAWSON, Stephen Hartley appointeddirector
- 2021-08-04📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 74 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med · 1 lowHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-04-10: A registered charge; 2026-04-10: A registered charge; 2025-08-12: A registered charge
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stephen Hartley Dawson Individual · British · DOB 03/1952 · age 74 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 04/08/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · LL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 20 WYNNSTAY ROAD LIMITED→ 10653432 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 28 ESTATES LTD→ 16171187 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 2D PROPERTY GROUP LTD→ 16686358 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3 & 3A MAELGWYN ROAD LIMITED→ 11308078 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 37 ABBEY ROAD LLANDUDNO MANAGEMENT COMPANY LIMITED→ 13726069 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 3D MANAGEMENT PROPERTIES LTD→ 13046219 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 3JC RESIDENTIAL PROPERTIES LTD→ 16932977 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 525 HOLDINGS LIMITED→ 15330853 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 668 ESTATES LIMITED→ 10613659 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 67 LIVERPOOL ROAD LTD→ 16624906 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 9 BODHYFRYD ROAD MANAGEMENT COMPANY LIMITED→ 11260416 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| A & BMC WARBURTON LTD→ 08170377 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
11 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Chetwood Financial , Trading as Moda Mortgages Chetwood Financial Limited, Trading as Moda Mortgages | A registered charge | 1 property | 10/04/2026 | — | |
| satisfied | Modamortgages | A registered charge | 1 property | 10/04/2026 | 23/04/2026 | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 12/08/2025 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 23/07/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 02/09/2022 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 30/06/2022 | — |