ALBATROSS LENDING 3 LIMITED

🌿Early-stageactive
13552544 · ltd · incorporated 2021-08-06
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 71/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

1 live charge · oldest 0.6y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 0.6 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2025-12-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2025-12-16
    🔒
    Charge registered #1
    Lender: Recognise Bank Limited
  3. 2025-12-15
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  4. 2025-09-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2025-07-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2025-02-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2024-12-16
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  8. 2024-10-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2024-08-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2024-08-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2024-08-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2023-12-15
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  13. 2023-01-09
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  14. 2023-01-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2023-01-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2023-01-06
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2022-12-21
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  18. 2022-10-12
    📄
    members-register-information-on-withdrawal-from-the-public-register
    capital · EW05RSS
  19. 2022-10-12
    📄
    withdrawal-of-the-members-register-information-from-the-public-register
    capital · EW05
  20. 2022-10-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2021-10-26
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  22. 2021-08-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  23. 2021-08-06
    🏢
    Company incorporated
    As ALBATROSS LENDING 3 LIMITED
  24. 2021-08-06
    CASSERLEY, Lewis Paul appointed
    director
  25. 2021-08-06
    FEARNLEY BROWN, Jordan Harry appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Albatross Lending Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Albatross Lending Group Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
ALBATROSS LENDING 3 LIMITED
This company · 13552544

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Albatross Lending Group Ltd
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/08/2021

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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16443627 · est 2025 · no financials extracted
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2021-08-06
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.

Registered office

Aston House
Cornwall Avenue
London
N3 1LF
United Kingdom

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-19
Last: 2025-08-05

Officers (2 active · 0 resigned)

CASSERLEY, Lewis Paul
director · ~32y · appointed 2021-08-06
View their other companies + combined net worth →
Active
FEARNLEY BROWN, Jordan Harry
director · ~32y · appointed 2021-08-06
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Recognise Bank
Recognise Bank Limited
A registered charge16/12/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (26 total)

mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-22
accounts-with-accounts-type-dormant
accounts · AA
2025-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-03
change-person-director-company-with-change-date
officers · CH01
2025-09-03
change-person-director-company-with-change-date
officers · CH01
2025-07-04
change-person-director-company-with-change-date
officers · CH01
2025-02-04
accounts-with-accounts-type-dormant
accounts · AA
2024-12-16
change-person-director-company-with-change-date
officers · CH01
2024-10-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-27
change-person-director-company-with-change-date
officers · CH01
2024-08-07
change-person-director-company-with-change-date
officers · CH01
2024-08-07
change-person-director-company-with-change-date
officers · CH01
2024-08-07
accounts-with-accounts-type-dormant
accounts · AA
2023-12-15
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-01-09