168 MORTGAGE LTD
Opportunity 70/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Total assets | £71.8k | £38.5k |
| Current assets | £28.7k | £28.7k |
| Net assets | £71.8k | £38.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (17 events)Click to expand
- 2025-04-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-06-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-01-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-06📄change-person-director-company-with-change-dateofficers · CH01
- 2022-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-11-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-11-01➖SUN, Xiao resigneddirector
- 2021-08-09🏢Company incorporatedAs 168 MORTGAGE LTD
- 2021-08-09➕WONG, Sio Lan appointeddirector
- 2021-08-09➕SUN, Xiao appointeddirector
- 2021-08-09📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Sio Lan Wong Individual · British · DOB 11/1981 · age 45 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 09/08/2021 |
1 historic (ceased) PSC
- Xiao Sunceased 08/10/2023· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · B postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1JEEPERS→ 16540899 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1STCHOICE CONNECTED LIMITED→ 16296839 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 2 BIRDS GROUP LTD→ 16029204 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 23 KR INVESTMENTS→ 10967979 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 2E CAPITAL MANAGEMENT LIMITED→ 12941091 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 2N ENTERPRISES LTD→ 11776180 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 2PAY LIMITED→ 12276058 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 3 SISTER'S INVESTMENT GROUP LTD→ 16252612 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 365 BRIDGING LTD→ 16976372 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 497 SZ LTD→ 09453503 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| 4LIFE WEALTH MANAGEMENT LIMITED→ 12341438 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 4LWM LIMITED→ 07569385 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.